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Retirement-Planning Tips for Singles
Preparing for retirement is hard enough when two people are in it together. When you are on your own, it can be even harder. Many Americans will head into retirement solo for different reasons, of course, including the death of a…
Bona Vista observes National Disability Employment Awareness Month
Bona Vista Programs today announced its participation in National Disability Employment Awareness Month, an annual awareness campaign that takes place each October. The purpose of National Disability Employment Awareness Month is to educate about disability employment issues and celebrate the many…
Zero in on savings
Although the term retirement income replacement ratio sounds formidable, it’s actually a simple, understandable concept that doesn’t require any fancy math. The ratio helps you zero in on your retirement savings goal and periodically measure your progress as you move…
Life and Death: It’s Complicated
Yes, Social Security is complex. But its complexity goes far beyond the taxes that support it and its thousands of rules. The complexities also go well beyond the nuances of benefit-taking decisions that armies of salesmen offering free dinners are…
You’re not helpless against cybercrime
National Cybersecurity Awareness month began auspiciously with the disclosure by JP Morgan Chase through a required SEC filing that the massive data breach it suffered this summer involved more than 76 million households and 7 million small businesses. There is…
‘A gift, not a disability.’ Father, autistic son publish children’s book
John Walker, 35, of Portsmouth, lives with autism and sees it as “a gift not a disability.” John’s father, Al Walker agrees, “People living with autism have so much to give. We need to let them shine.” “Shine” is precisely…
Five retirement questions with Sen. Ron Wyden
U.S. Sen. Ron Wyden, D-Ore., the chairman of the Senate Committee on Finance, recently held hearings on the “retirement crisis” facing the nation. USA TODAY retirement columnist Rodney Brooks talked to the senator about why he is worried about the ability of…
Viewpoint: Courts Leave Data Breach Victims Nearly Powerless
So far, 2014 has been the year of the data breach. But despite the rise in privacy violations nationwide, state and federal courts are leaving victims of privacy breaches largely powerless. Recent court decisions addressing data breach cases have resulted in…
Lung cancer screening found cost-effective for Medicare
Bruce S. Pyenson, from Milliman Inc. in New York City, and colleagues estimated the cost and cost-effectiveness (cost per life-year saved) of LDCT lung cancer screening in the Medicare population at high risk for lung cancer. Medicare & Medicaid Services (CMS) beneficiary…
AdviceIQ: The 401(k) ignorance factor
Too many Americans don’t understand how their 401(k) plans work, and how to take full advantage of this excellent retirement savings vehicle. Such neglect is very harmful to their long-term well-being. In a defined contribution (DC) plan such as a 401(k), a chunk…