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Your Money: Mitigating retirement risks
A large part of my job as a financial adviser is to help make investors aware of risks and how to protect themselves from these risks. As investors enter retirement, they face a significant set of risks. I thought I…
Social Security: The Forgotten Crisis
In President Obama’s first term, Republicans made a lot of hay by pointing out that our entitlement programs are on an unsustainable path, and that argument was supported by the Simpson-Bowles bipartisan commission to fix the long-term deficit. In Obama’s…
Sen. Johnson’s missing solution for Social Security
Sen. Ron Johnson recently took time out of his busy schedule to meet with the editorial board of the Sheboygan Press, and while his main focus during his visit to the area was to talk about the threat posed by…
Social Security: The Wedding Gift Older Newlyweds Shouldn’t Pass Up
Social Security’s origins hark back to a time when many families had a single wage-earner, and the rules covering spousal benefits still largely reflect that family structure. As with any set of rules, though, those who don’t neatly fit into…
How Being Selfish Now Can Pay Off in Retirement
A recent study by Citizens Financial Group found that nearly two-thirds of parents with children ages 15 to 17 worry that college costs will affect their ability to save for their own retirement. While it may seem harsh, funding your…
Self-service Social Security kiosk installed in Cranberry municipal building
Walkers inside the Cranberry municipal building Wednesday glanced with curiosity at a new electronic kiosk that will allow people to access Social Security information with just a few keystrokes, township officials said. “It’s really convenient for people to not have…
Disability will be considered should Oscar be jailed
Pretoria – If sent to prison, Paralympian Oscar Pistorius might not be sent to a general prison cell with other inmates because of his disability. Department of Correctional Services spokesman Logan Maistry said there was separate accommodation for disabled prisoners…
Retirement Health Costs: Planning For The Wild Card
Be honest, now: When you do your retirement planning, do you factor in potential health care costs and long-term care costs? Odds are, you don’t, figuring there’s no way to know what they might be — not to mention the…
How to defend against a security breach
In the past few weeks, computer-savvy thieves have been out in force, picking through personal information left behind at doctors offices, stores, and government offices, stealing everything from Social Security numbers to credit and debit card numbers. What can you…
How you can help your workers save for retirement
Even as the stock market has reached new highs and our nation’s economic prospects look brighter, we still face a fundamental challenge: too many Americans are not saving for retirement. According to independent estimates, about half of all workers and…