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Savvy Senior: How to get Social Security benefits when you’re disabled
What do I need to do to get Social Security disability? I’m 57 years old and have some health issues that are keeping me from working, but I’ve heard it’s very difficult to get benefits. The process of getting Social Security…
What does the future of home health care hold? We want your help to find out
The value proposition of providing care in the home is simple: improve patient outcomes while providing care in the least costly, and generally patient-preferred, setting. Americans, especially as they age, prefer to age in place, which remains an option for…
Surprise: Retirement is Better than Expected
Well, here’s some good news: Many baby boomers who retired within the last five years are surprisingly satisfied. A new national survey by T. Rowe Price shows that many recent retirees who have 401(k)s and/or rollover IRAs have created substantial…
Identity thieves target kids, adults
I’m sorry to report that child identity fraud is alive and well in 2014. If anything, the problem may be worsening as identity thieves devise new methods to steal — and use — children’s personal information. Most commonly, they’ll harvest…
Retirement mistakes people make at every age
Retirement security didn’t always feel this out of reach. People worked until their early 60s, earned pensions and collected Social Security. Today, most people expect that they will rely on their own savings, and some worry that Social Security is no…
Doctors Get New Recommendations For Diagnosing Disabilities
A major pediatricians’ group is issuing new guidelines for physicians diagnosing intellectual and other developmental disabilities. In a clinical report published Monday in the journal Pediatrics, the American Academy of Pediatrics updated its recommendations, which were first released in 2006. Specifically, the new report…
Docs, drug companies, insurers drive up Medicare costs
As one of an estimated 78 million baby boomers in this country, I was delighted to hear that Medicare’s Hospital Trust Fund won’t run out of money until 2030 — 13 years later than projected in 2009, the year before Congress passed…
Why Is It So Hard for Employers to Fill These Jobs?
America has a deficit of workers. Willing workers. Capable workers. Skilled, or at least semi-skilled workers, who can do a job and do it well. There are at least one million jobs that go begging day after day if only…
Your Retirement: Do you have a suitable allocation strategy for receiving your RMD’s?
Let me start by saying the means and tactics used to accumulate retirement resources are often quite different than the measures used in the distribution of those same dollars to meet your retirement income needs. When it comes to making sure…
The Social Security Trust Funds Have Always Been ‘Dry’
The Social Security Trust Funds (SSTF) are not ‘running dry’: they have always been dry. SSTF has no good place to park its assets: those assets would exceed anything the stock market could handle, and would thereby make SSTF a…