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3 Smart Fixes for Social Security and Medicare
Last week Washington made a rare effort to help America’s fast-growing aging population. The U.S. Treasury and the IRS issued a new rule permitting people to use funds in their tax-advantaged retirement accounts to buy so-called longevity annuities—deferred annuities that typically…
What America Can Learn About Retirement From Australia
As the baby boomers begin entering their golden years, the United States is bracing for a retirement crisis that could change the system entirely. Longer life expectancy, rising costs of living, soaring health care expenses and an unstable public safety net could…
Top TEN Financial Planning Tips for Social Security
Social Security provides a critical baseline of expected retirement income for many Americans. Here are TEN considerations to help maximize the value of your benefits… Read more… Notice: The “Read more…” link provided above connects readers to the full…
Modifications to the Disability Determination Procedures; Extension of Testing of Some Disability Redesign Features
We are announcing the extension of tests involving modifications to disability determination procedures authorized by 20 CFR 404.906 and 416.1406. These rules authorize us to test several modifications to the disability determination procedures for adjudicating claims for disability insurance benefits…
Retiring Early? Mind the Gap! (Sponsored Content)
Thinking of an early retirement? You’ll first want to consider how you intend to pay for health care costs, when you should begin collecting Social Security and how an early retirement might impact your long-term retirement investing strategy. Read more……
Adages and Social Security Statements, Credit Reports & Retirement Plans
Now that we have reached the midpoint of 2014, it is a fine time to do some financial housekeeping, particularly as it relates to a person’s financial information collected and maintained by others. Checking your Social Security statement, credit report,…
Why most seniors can’t afford to pay more for Medicare
Should seniors pay more for Medicare? Republicans think so; they have repeatedly called for replacing the current program with vouchers that would shift cost and risk to seniors. There’s no doubt this is where Republicans will take us if they capture…
Americans Tap Retirement Savings And Regret It
Against the better advice of advisors who say it’s best not to dip into retirement savings, 29 percent of Americans who participate in a retirement plan say they have taken out a loan from the savings in their plan, according…
Social Security honors veterans
In the United States, people do a lot to recognize and honor the heroes who serve in the Armed Forces and those who paid the ultimate sacrifice. July is an appropriate month to recognize veterans and wounded warriors, as we…
Social Security Disability Insurance – A Bedrock of Security for American Workers
Imagine that tomorrow, while cleaning out your gutters, you fall off a ladder. You suffer a traumatic brain injury and spinal cord damage, leaving you paralyzed, unable to speak, and with significantly impaired short- and long-term memory. Unable to work…