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7 factors that help make U.S. health care system expensive, inefficient
The U.S. health care system is neither a true market system, nor a government managed system. It’s complicated and hard to navigate. The same forces that make it a bloated drain on the economy drive it out of poor neighborhoods…
The major retirement planning mistakes
Much has been written about the classic financial mistakes that plague start-ups, family businesses, corporations and charities. Aside from these blunders, there are also some classic financial missteps that plague retirees. Calling them “mistakes” may be a bit harsh, as not…
Veterans’ health care will be costly
Spending on veterans’ health care could double in three years under the Senate’s solution to the long waits experienced by thousands seeking medical care at VA hospitals and clinics, according to congressional budget experts. Analyzing a bill the Senate passed…
Medicare: It’s a millennnial’s headache, too
As mid-term elections approach and presidential primary candidates begin looking toward 2016, we can expect the usual posturing for the senior citizen vote. While national leaders fear that any proposed reform to Medicare or Social Security will be perceived as a…
AdviceIQ: Your retirement checklist
Are you within a few years of retirement? Time right now to get your financial house in order, and here’s what to include on your pre-retirement financial checklist. 401(k)s. You need to determine if you want to leave the plan and its…
PUP Medicare Advantage customers to get special enrollment period
Thousands of Physicians United Plan clients in Central Florida whose health insurance plan was declared insolvent Monday will get a chance to switch to another Medicare Advantage plan. A state judge in Tallahassee had declared PUP insolvent and ordered the state to take it over and sell off…
NU’s First Responder Disability Awareness Training program receives state award
The Niagara University First Responder Disability Awareness Training program received the New York State Developmental Disabilities Planning Council 2014 Forging Pathways Award during an awards luncheon on May 29 in Saratoga. The purpose of the Forging Pathways Grantee Recognition Program is…
Jobless bill dead; revival effort in motion
The bill that would have extended unemployment benefits for thousands of Inland residents — and more than 3 million people across the country — has been pronounced dead in Congress, but the efforts to get something passed are not. A spokesman for…
Medicare wades through backlog of disputed claims
Medicare has suspended assigning new payment-dispute claims to administrative judges who are attempting to work through a backlog of 357,000 cases.Medicare also has halted third-party audits of payment claims. These audits returned more than $7 billion to Medicare since 2010,…
7 Early Retirement Experiments to Try at Home
Early retirement requires discipline. Traditional retirement does, too. Spending less than you make and investing the difference takes commitment and vision. The key to early retirement is spending far less than you make. Not only does this increase your savings…