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Disability Insurance: The Overlooked Employee Benefit

Does your pay stub include the cryptic three-letter code LTD with a tiny dollar amount that’s deducted each pay period?  It stands for long-term disability insurance, and it pays to have it to provide for your family when you can’t…

Retirement: a good time to buy a getaway

Buoyed by gains in their investments and home equity, vacation-home buyers have returned to the beaches, woods and mountains in search of bargains on vacation properties. Vacation-home sales rose 29.7 percent in 2013 from the year before, and the median…

STARKLOFF DISABILITY INSTITUTE PRESENTS WORK ABILITY SUMMIT 2014 ON THURSDAY JUNE 26, 2014 IN ST. LOUIS

Starkloff Disability Institute (SDI), a non-profit organization that helps people with disabilities participate fully and equally in all aspects of society, hosts top industry human resource executives for SDI’s Work Ability Summit on Thursday June 26, 2014, to discuss key…

11 Million On Disability: Why Are Rolls Rising So Fast?

The number of Americans now on the Social Security Disability Insurance (SSDI) program topped 11 million in May, a record high and an increase of 18% since January 2009, according to new data from the Social Security Administration, furthering a…

Lawmakers urge Medicare coverage for lung-cancer test

More than 130 lawmakers are urging the Obama administration to expand coverage for a lung-cancer test under Medicare that could cost the program billions, calling the screening important for vulnerable seniors. In a letter to the Centers for Medicare and Medicaid…

My Turn: Social Security needs ‘common sense’ update

Social Security is one of the most important programs ever established in this country, and after 75 years, it continues to deliver as intended. Yet, recent government reports predict that the Social Security Trust Fund could run out of money…

Financial Engines Helps Near-Retirees Increase Retirement Income

Financial Engines, America’s largest independent investment advisor(1) (NASDAQ: FNGN), today announced it is offering integrated Social Security and income planning services to help near-retirees maximize their household income in retirement. The new integrated offering, which helps near-retirees use their 401(k)s…

Social Insecurity

This essay won Pacifican Rudie Tretten second place at the San Mateo County Fair: Two people — 200 years. There they were seated in the back seat of our car as we drove from San Francisco Airport to Judy’s home in…

Portman talks of ways to curb spending on entitlement programs

Sen. Rob Portman called on Democrats and Republicans to “modernize” and “reform” the entitlement programs of Social Security, Medicare and Medicaid to prevent the national deficit from soaring out of control during the next decade.  In an appearance today at…

Retirement moves make a comeback

Steven Ramos, a retired letter carrier, estimated his cost of living would drop 80% when he moved from New York to a rental community in central Florida. In 12 years, Ramos saw the taxes on his modest 1,200-square-foot house in Queens…

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