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We Can Do Better For Mothers: 3 Ways To Shore Up Financial Security
Like so many Americans, I spent time with my mom on Mother’s Day. Now 83, she is in a nursing home. She spent the last of her savings in less than a year to pay for the nursing care that…
Exclusive: Medicare on drugs: 24000 tests for 145 patients
Three Connecticut doctors billed Medicare for nearly 24,000 drug tests in 2012 – on just 145 patients. Despite the extraordinary number, Medicare administrators paid the doctors a total of $1.4 million, according to a Reuters analysis of government payments to…
Rare bipartisanship in Congress on retirement issues
Bipartisanship on vital retirement issues like Social Security reform would appear to be a pipedream, according to voting records tracked by the Alliance for Retired Americans.The advocate group for retirees released its annual report Thursday, scoring the voting records of…
The New Retirement: Beginning With the End in Mind
Picture a world in which every retiree is well-prepared for retirement and has a realistic idea of how much sustainable income they’ll need to last a lifetime. To get to this point, we must start thinking about “beginning with the…
New Reports: Center for Medicare and Medicaid Innovation Must Develop and Implement Payment Reforms Rapidly to Achieve Goals of Effective, Coordinated, Efficient Care
The new Center for Medicare and Medicaid Innovation (CMI) must be inclusive and flexible in developing and implementing payment initiatives, continuously monitor their impact, and rapidly disseminate them if they appear to be successful, in order to realize the potential…
Why Social Security lowballs benefit estimates
wife that are 10 years apart and age — how do you build a solid Social Security strategy? Expert Larry Kotlikoff notes an often neglected fact in his very thorough response: The Social Security Administration’s benefit online calculators cannot be…
Prepping for Social Security ‘means-testing’
In response to a recent question from Financial Advisor magazine about the long-term solvency of Social Security, 35 percent of advisors said they think benefits will be means-tested for the wealthy. It’s certainly a plausible idea. But how might it happen, and what can…
Disability Insurance Awareness Month Signals Crucial Importance of Social Security Benefits
More than 150 million U.S. workers are insured for Social Security Disability Insurance (SSDI) benefits, but many thousands of people aren’t aware of when and how they can access these benefits, according to Allsup. The company has helped nearly a quarter…
Still at it: Older workers on the job for lots of reasons
Addi Kovaleski may not know your name, but she never forgets a face. At 85, Kovaleski — her real name is Adeline — is a hostess at Denny’s restaurant in Sahuarita, where she can also be found cashiering, bussing tables and…
Retroactive Benefits
Most people know you can apply for your Social Security benefits as early as age 62. Most people also know if you do claim early you will be permanently locked into a lower lifetime benefit than had you waited until…