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6 Retirement Concerns Couples Need to Address
Being married is wonderful, as the pair of you can help support one another through the good and bad times. Marriage also helps on the financial side too, because life together is often less expensive than two separate lives. Merging finances is…
7 Ways to Minimize Income Tax in Retirement
Another tax day is over. Hopefully everyone filed their taxes on time and sent in what they owe to the Internal Revenue Service. Taxes are a fact of life when you have a full-time job, but your tax liability will…
Study Finds Inpatient Autism Treatment On The Rise
The number of children with autism who are being hospitalized — often due to mental health concerns — is on the rise, particularly among teens with the developmental disorder, new research suggests. In a study looking at data on over 2…
Fees draining your retirement accounts?
What if what you learned in the next three minutes could help you retire three years sooner? That probably sounds like the start of an infomercial, but the reality is that seemingly small choices you make about how your retirement savings…
VA Says Disability Claims Backlog Down Almost by Half Over Last Year
The Department of Veterans Affairs says it lowered the number of pending disability claims from 611,000 in March 2013 to 344,000 a year later, and that decisions are being made 119 days sooner. The VA, which instituted mandatory overtime to…
Disability Benefits on a Fast Track
It used to be that some people with serious disabilities would die before the Social Security Administration finally got around to reviewing their applications for disability benefits. Today, applicants with one of 225 of the severest medical conditions can win…
Pondering the complexity of the tax code on Tax Day
As you finalize this year’s tax returns, I hope you realize you are not the only one feeling frustrated. In fact, Albert Einstein once quipped that “The hardest thing in the world to understand is the income tax.” Interestingly, this…
86 Million Full-Time Workers Sustain 148 Million Takers
Buried deep on the website of the U.S. Census Bureau is a number every American citizen, and especially those entrusted with public office, should know. It is 86,429,000. That is the number of Americans who in 2012 got up every morning…
How You Can Use Your Social Security Benefits as an Interest-Free Loan
One little-known Social Security retirement benefits rule is the so-called “do-over rule.” Under this rule, an individual 62 years or older can start collecting benefits but stop the benefits within 12 months of the start, repay the benefits collected, and…
Proposal to add photos to Social Security cards meets resistance
While President Obama says the right to vote, “is threatened today in a way that it has not been since the Voting Rights Act became law,”it doesn’t mean he’s on board with a proposal coming from the left to add…