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Social Security Smarts
I turned 62 a few months ago. As birthdays go, this one was nothing special (champagne doesn’t flow for birthdays that end in 2). But it did represent one milestone: I’m now eligible for Social Security benefits.That doesn’t mean I…
5 Excuses that Can Ruin Your Retirement
With more than half of workers reporting less than $25,000 in savings, according to 2013 data from the Employee Benefit Research Institute, the reality of retirement saving is unpleasant for many Americans today. Worse yet, some of these savers may…
Sources of Disability Insurance
Disability insurance is designed to replace a portion of the income you can lose if you are too sick or injured to work. There are two main sources of disability insurance: private disability insurance programs and government-sponsored disability insurance programs.…
Social Security and Its Key Role in Your Retirement Strategy
Social Security is an important part of the financial security of millions of Americans. But how does Social Security fit into your overall financial plan for retirement? In the following segment from their video guide to investment planning, Motley Fool director…
Congress Must Take Fiscal Responsibility and Reform Medicare Now
With the prospects for enacting patient-centered, fiscally-responsible policy looking more promising than ever before, Congress must act now to repeal the SGR and establish a transition to a new more stable Medicare physician payment policy to better serve America’s senior citizens. Congress has been…
Social Security Process To Get Quicker
Veterans should encounter much faster Social Security disability-claims processing. Acting Social Security Commissioner Carolyn W. Colvin and Rep. John Sarbanes, D-Md., announced Feb. 19 a joint initiative with the Department of Veterans Affairs to give high priority to veterans with…
Where Is All The Money You Have Paid Into SS/Medicare?
One of his thought experiments might help us unlock the mysteries of the American Entitlement System, as odd as that may sound. To the vast majority of people in America, the cash flows associated with such important programs as Social…
Helping Low-Income People with Medicare Pay for Their Health Care
Medicare provides health coverage for 41 million older Americans and 9 million non-elderly Americans with disabilities. But the monthly and out-of-pocket costs can be a burden for low-income people, and traditional Medicare doesn’t cover services that many people need, such…
VA’s time to resolve disability appeals shoots up, lagging department’s goals
The average time for a denied claim to work its way through the cumbersome Department of Veterans Affairs appeals process shot up to more than 900 days last year, double the department’s long-term target. Read more… Notice: The “Read…
Patience Is a Virtue: How to Make up to 76 Percent More in Retirement
Patience is a virtue. In the case of Social Security, it can also translate to a higher retirement benefit. Up to 76 percent higher. A new toolkit, When to Take Social Security: It Pays to Wait , released today by the National Academy of…