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Social Security Benefits and You as a Veteran
For various reasons, many veterans with a VA-rated disability are unaware that they may also be entitled to a Social Security benefit program known as Social Security Disability Insurance (SSDI). Like the U.S. Department of Veterans Affairs’ (VA) service-connected compensation program, it…
The Social Security Divide
Are You Last-Generation or Next-Generation? Since its implementation in the 1930s, Social Security has been a financial constant in the lives of Americans, first as taxes assessed against earnings to fund the program, later as a monthly retirement income. Except for…
Retirement Sinkholes
Recently a massive sink hole swallowed up nine classic Corvette automobiles at an estimated loss of $3,000,000. There’s actually a video of this hole gobbling up these iconic and very valuable Vettes, which serves as a reminder of what can happen…
Congressman weighs in on proposed Medicare cuts
On Monday, U.S. Congressman Brad Wenstrup (R-2nd District) released a statement concerning cuts to the Medicare Advantage program for seniors proposed by the Obama Administration on Friday, expressing his concern for constituents who may be effected. According to Wenstrup’s office, the…
Doctors React to Congress’ Medicare Payment Agreement
Physician groups are expressing optimism over the Congressional agreement to revamp the Medicare physician payment system, according to an article published February 26 in Medical Economics. The article notes that, as part of the agreement, the Sustainable Growth Rate (SGR) — the…
How to Avoid the Two Words that Cost Thousands in Medicare Bills
It’s not something they teach doctors in medical school. And it’s probably not something you’d know to look for if you were suddenly rushed to the hospital in an emergency. But when a doctor decides to write the words “under…
Financial Planning: When should I collect Social Security?
For most people, Social Security benefits are a very important part of their retirement income plan. However, the rules of the social security system can be complex and oftentimes people are not aware that there are strategies to consider when…
Medicare Advantage Payment Rates for 2015 Cloaked in Uncertainty
With weeks to go before federal regulators set the final figure for a payment rate cut to the Medicare Advantage program, insurers and financial analysts are predicting the blow will be twice as hard as what CMS proposed last week. Confusion…
Social Security: Understanding The Benefits
Whether you’re young or old, male or female, single or with a family–this booklet is for you and about you. That’s because Social Security has programs that affect everybody. Chances are you’re either paying Social Security taxes or getting Social…
Retirement — The New American Luxury
America has always invented its own status symbols. A lifetime ago, status was being a two- car family, or having air conditioning. A decade ago it was huge houses with three-car garages. There was a time only the rich went…