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Study: US could default as early as Oct. 18, delay Social Security …

A new study predicts the United States could default on its obligations as early as Oct. 18 if Washington fails to agree on legislation to raise the government’s borrowing cap. The Bipartisan Policy Center analysis says the default date would come…

5 Social Security Tips for Couples

If you are 66 and your spouse is collecting Social Security based on her earnings history, you can file and restrict your application and qualify for your spousal benefit based on her earnings history. By doing this, you will collect…

Understanding Obamacare: 4 Things You Need to Know

Will the newest changes to health insurance affect you, will Uncle Sam pick up part of the cost, what’s the penalty for not buying insurance and how much will it cost to become insured? Oct. 1 will be an important day…

The most popular ages to claim Social Security

The age you begin to collect Social Security benefits affects the payments you will receive for the rest of your life. Checks are reduced if you sign up as soon as possible at age 62, but are increased if you…

3 Reasons 70 is the New 62

Age 62 has its perks. McDonald’s coffee is cheaper. Movie theaters offer discounts for seniors. (Recently, the ticket guy at a local theater informed me about their baby boomer special for those 55 or older.) Perhaps most important of all,…

Medicare enrollment webcast | Social Security: Information & Updates

The Social Security Administration field office organization is divided into ten regions. Last week the Denver Region, which serves residents of Colorado, North Dakota, South Dakota, Montana, Utah, Wyoming, western Minnesota and three Canadian Provinces, hosted a webcast titled Medicare Enrollment Periods…

Benefits For People With Disabilities

Social Security and Supplemental Security Income disability programs are the largest of several Federal programs that provide assistance to people with disabilities. While these two programs are different in many ways, both are administered by the Social Security Administration and…

Students should learn spending, saving habits now to prepare for future retirement

Sipping umbrella garnished fruity drinks in a beach chair…traveling through the Amazon rainforest…hot air ballooning across the country. These could be exciting retirement ideas or fleeting dreams. For sure, social security has reached unsustainable levels, and if you’re under 40, chances…

If you can’t work due to disability, Social Security can help

If you are disabled and you’re no longer able to work, you should learn how Social Security can help you. Disability is something most people do not like to think about; however, the chances that you will become disabled are probably…

New budget proposal would hurt seniors

Some in Washington are pushing a budget proposal that would severely cut seniors’ Social Security benefits using the “Chained CPI.” That is code for: “instead of the gold, you will get the shaft.” The average Social Security check is currently…

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