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Think long term when setting budget for retirement
When you determine how much income you’ll need in retirement, you may base your projection on the type of lifestyle you plan to have and when you want to retire. However, as you grow closer to retirement, you may discover that…
Health-Care Coverage a Primary Driver of Deciding When to Retire
What matters most to workers nearing retirement: income or health-care coverage? A recent study by researchers at the Center for Retirement Research at Boston College suggests it could be the latter. They examined data about when people filed for Social Security benefits…
The Future Of Social Security And Medicare
Nationally, Social Security provides more than half the household income for one out of two older Americans. Nationally, Social Security provides more than half the household income for one out of two older Americans. Read more… Notice: The “Read more…” link…
More people apply for benefits as disability program nears bankruptcy
More people capable of working are drawing disability benefits instead because they don’t have the skills to compete for more technical jobs — straining the federal program now expected to go bankrupt within three years. Read more… Notice: The…
Mainstream Media Really Like the Idea of Cutting Your Social Security
Sick and tired of hearing and reading news stories about the pressing need to cut your earned Social Security benefits? So are we. Media Matters shed some light on this fatigue by pointing out a whopping 68% of media coverage on…
New Normal Growth, Or A New Social Contract
It should be obvious. If government size and spending is to shrink as the so-called Austerians and deficit hawks want, then private wealth has to increase to maintain healthy growth–for all households. Conversely, if the predictions of a “New Normal”…
Charo Boyd: Spouses have a significant benefit
Social Security can be an important financial asset for married couples when the time comes to apply for retirement benefits. In many cases, one spouse may have earned significantly more than the other, or have worked for a longer span…
Update on the Supreme Court Decision Regarding the Defense of Marriage Act
The President has directed the Attorney General to work with other members of his Cabinet to review the recent Supreme Court decision and determine its impact on Federal benefit programs – including benefits administered by Social Security – to ensure…
Disabled workers see jobless ranks grow
The unemployment rate for people with disabilities climbed during the second quarter of 2013, while applications for Social Security Disability Insurance (SSDI) benefits continued to stabilize — dropping nearly 6 percent compared to the first half of 2012…Read More Notice:…
How You Can Make $100000 a Year from Social Security
Most people really don’t understand Social Security, but they know they are eligible to take it at 62 years old or as late as 70. Most assume that it’s better to take Social Security while the getting is good. But,…