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Free to those on Social Security!
Free is good, right? And despite the old adage that “there’s no such thing as a free lunch,” there actually is – if you know how to get it. For many seniors, discounts – up to free – are available…
Straight Talk about Social Security
Persistent emails to the AMAC Foundation’s Social Security Advisory Service accuse various politicians of squandering Social Security money for other, sometimes nefarious, political projects. The AMAC Foundation has exhaustively investigated this accusation and found it to be a myth –…
About Medicare Fraud and Waste
No cuts to the national Medicare program are included in the “one, big, beautiful bill” now being deliberated by the U.S. Senate (the bill has already passed in the House). But, as reported yesterday (see this), if the Senate uncovers…
The financial strain of caregiving
A recent survey by Edward Jones found that more than 53 million Americans provide unpaid care, and the financial burden of that care is growing, with many not being prepared for the associated costs. The report also showed that financial…
Update on the Social Security Fairness Act
The much-heralded “Social Security Fairness Act” resulted in increased Social Security benefits for anyone who was previously affected by either the Windfall Elimination Provision (WEP) or the Government Pension Offset (GPO). These provisions affected anyone who had earned both a…
The Ongoing Saga of the “One Big, Beautiful Bill”
H.R. 1 – The One Big Beautiful Bill Act of the 119th Congress – passed in the House of Representatives last month and is now in the U.S. Senate for deliberation prior to sending to the Executive Branch for enactment.…
Where does Social Security fit in your retirement plan?
If you’ve worked over your lifetime, you can likely expect to receive Social Security benefits when you eventually retire. And that is surely a good thing. Indeed, about 94% of those who now collect Social Security say that it is…
Advisory: If you take Social Security and are delinquent on your Student Loan
Consider this a “heads up” advisory! Starting “sometime this summer” the federal government may start garnishing some Social Security payments for beneficiaries who are delinquent on their student loans. While it may seem inconsistent that someone receiving Social Security still…
Supreme Court hands White House a victory
In a majority opinion, with its liberal justices dissenting, The Supreme Court ruled that President Trump’s signature “DOGE” (Department of Government Efficiency) can have access to sensitive Social Security records. Although opponents feared that unfettered access to the records might…
Are You Really Ready for Retirement?
Suddenly pulling the plug on a decades long working career can be disconcerting at best, and traumatic at worst! So, are you really ready for that? Going from a 40 to 50 hour work week, to suddenly having nothing but…