Latest News
Government Shutdown? Medicare and Social Security Benefits to Continue Uninterrupted
With much partisan rhetoric, Washington, D.C. Democrats and Republicans seem to be headed for an impasse when it comes to keeping government daily operations funded after September 30th. Both sides seem to be locked into their respective legislative priorities, with…
Retirement planning isn’t just about the numbers!
Advice from financial experts seems to be quite plentiful on the internet, offering techniques to earnestly save so that you can retire in comfort. Such factors as “having ten times your salary,” and the so-called “4% rule” are two of…
The High Cost of Healthcare!!!
We all know that healthcare costs rise over time, especially as we age. So the news that higher Medicare premiums, deductibles, and surcharges are expected to go up over the next decade is hardly new news. But what may be…
Reminder: Social Security checks will no longer be sent via US Mail after September 30th.
The Social Security Administration has issued a warning to all those who currently receive their monthly Social Security payment by paper checks: The agency will discontinue issuing monthly SS payments by U.S. Mail after September 30, 2025. This means that…
Predicting 2026 COLA
In this Motley Fool article, the author indicates that the most likely case is that the 2026 Cost of Living Adjustment (COLA) will be about 2.7%. That would yield only about $54 in additional monthly benefits for the average Social…
Trouble with Medicare Expense? Here’s How to Get Help
In this Midland Daily News article, Jim Miller (AKA the “Savvy Senior”) answers a question from someone whose Mom is having trouble paying her Medicare costs. The savvy senior explains that there are several programs available to assist those who…
A Strategy to Maximize Your Social Security
This Yahoo! Finance article explains how to maximize your Social Security benefits, possible adding another $300,000 to your total lifetime benefits. It suggests that delaying up to age 70 to claim your benefits is a smart move, vs. taking a…
Solutions for Social Security’s Financial Woes
To politicians, Social Security is viewed as a “third rail,” with most not willing to even discuss the modifications which will inevitably be needed to restored the program to financial solvency (“third rail” refers to the electrical power source for…
Your Medicare Open Enrollment Checklist
Medicare’s annual “Open Enrollment Period” is just around the corner, starting on October 15th and running through December 7th. “Open Enrollment” is the time that you can change various aspects of your healthcare coverage, which are limited to this annual…
Retirement Advice from an Expert
Dave Ramsey is one of America’s most famous financial gurus, dispensing retirement advice via his books, podcasts, and other media outlets. He’s not without his critics but, largely, even his critics acknowledge that he provides sound advice on retirement matters.…