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Are You Eligible for a Spousal Benefit?
Even if you never worked, if you are married or were married at least 10 years, you could qualify for benefits based on your spouse’s record. You can get a spousal benefit equal to 50% of your spouse’s full retirement…
Can Medicare deny services?
Can Medicare deny someone services if they are not financially needy? The answer is no, since Medicare is not a needs-based program. Medicare has specific eligibility rules for certain medical services, as mentioned on The Elder Law Answers website, such…
Your Social Security Benefits May Still Be Taxable
If you plan on working after starting your Social Security benefits, your earnings will still be subject to payroll taxes. It doesn’t matter if you start receiving benefits before or after your full retirement age (FRA); you will continue to…
Choosing your Medicare coverage
The Medicare Annual Enrollment Period is approaching quickly: October 15 to December 7. At this time, you can change your Medicare Part C and Part D plans for the upcoming year. This allows you to ensure you are enrolled in…
Deciding When to Start Your Social Security Benefits
Deciding the right time to start your Social Security benefits is a personal decision only you can make. Everyone’s situation is different. Only you can decide the right time to start receiving your Social Security. If you are married, it’s…
Is Your Social Security Benefit Enough
Social Security plays a huge role for many older Americans, and it is not uncommon to wonder how their own benefit compares to others. Your Social Security benefit is based on your highest 35 years of earnings; the more you…
Why it matters to review your Medicare plan now
The Medicare Open Enrollment Period for 2026 runs from October 15 to December 7, 2025. During this time, Medicare participants can enroll in a new plan, switch to a different plan, or drop their current coverage. The changes made will…
Don’t Risk Losing Any of Your Social Security Benefits
Keep your information up-to-date with Social Security. Errors in reporting your income, change of address, or your marital status can affect your eligibility. You don’t want to find yourself dependent on your Social Security for income, to be notified that…
Paper Checks Ending Soon for Most Federal Payments
As of September 30th, 2025, Social Security will no longer be mailing paper checks unless you qualify for a hardship waiver. There are still more than five million people that still receive paper checks from the government. This group consists…
Beware of New Social Security Scam
There is a new scam going out in emails that targets seniors. The email claims that their Social Security number has been involved in criminal activities and their benefits will be suspended immediately. According to news station WGAL, the email…