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Three reasons why you should not take your benefits at 62
You can start receiving your Social Security retirement benefits as early as age 62. However, you are entitled to full benefits when you reach your full retirement age. If you delay taking your benefits from your full retirement age up…
The Great Reshuffle
The Great Reshuffle, term used during the pandemic layoffs, was the route to longer-term joblessness and retirement for 57 percent of the respondents to a recent CNBC All-American Workforce survey. The survey respondents were 1,200 currently employed people and another…
Do you know what a prior authorization is?
In 2021, 90 percent of Medicare Advantage enrollees were in health plans that require prior authorization for procedures and lab tests. Does your Medicare Advantage plan require prior authorization? Do you know what prior authorization is or that it goes…
Should you or should you not work in your retirement
Should you work in your retirement? If so, at what level do you want to work? If not, is your reason that you rather be doing other things? Whatever your reason for working or not, there is no single correct…
Will you achieve the maximum Social Security benefit?
The average monthly Social Security benefit is $1,657 while; the maximum monthly benefit is $4,194, that’s a difference of $2,538. So, how do you obtain the maximum benefit? David Nadelle explains what you need to do to receive the maximum…
How to increase your retirement savings
Bankrate’s current survey found that almost 36 percent of respondents do not have; nor never had a retirement account. Saving for retirement is a big regret for many people, and those who are saving for retirement feel that they are…
What if you don’t get the maximum Social Security benefit?
The maximum Social Security benefit for 2022 is $4,194 a month; however, most beneficiaries have a monthly benefit that is less than that amount. But you don’t have to worry about having a smaller monthly Social Security check; there are…
A quiz on Social Security benefits shows the need for better understanding benefits
A recent MassMutual quiz on Social Security benefits found only 28 percent of the respondents did not know their spouse could receive Social Security benefits. It also noted that 40 percent of the respondents did not know that under current…
Could Medicare beneficiaries see a decrease in Medicare premiums?
The Health and Human Services Secretary Xavier Becerra said: the overestimate in costs of covering an expensive and controversial new Alzheimer’s drug will result in a Medicare premium adjustment. However, it will not happen this year or how much of…
To qualify for spousal benefits
The Social Security Administration reported in April 2022, over two million spouses of retired workers collected benefits. Are you eligible for spousal benefits? Even if you don’t have enough Social Security credits to qualify for your own benefits based on…