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Do you need to updated your estate documents?
You have retired, but your work is not done. There are five changes you should be making now. One of the first things you should do once you are retired, and every five years afterwards, is to review your estate…
Achieving the maximum Social Security benefit
The maximum monthly Social Security benefit amount for 2025 is $5,108, or $61,296 annually. Do you know what it takes to receive that amount? Most people don’t. To earn the maximum benefit, you must understand how Social Security calculates your…
Don’t let fear cost you money
According to Suze Orman, a financial expert with more than 40 years of experience, the biggest retirement mistake you can make is claiming your Social Security benefits early. Delaying your claim can significantly increase your total lifetime benefits, as starting…
MA members are not satisfied
Medicare Advantage members are experiencing lower satisfaction rates and widespread lack of trust, according to the J.D. Power 2025 U.S. Medicare Advantage Study. Why is the level of dissatisfaction with Medicare Advantage plans? According to Christoper Lis, managing director of…
How Social Security cuts might affect your claiming decision
What if the 2025 OASI Trust Fund and the DI Trust Fund projections were correct, and the combined projected fund would be able to pay 100 percent of total scheduled benefits until 2034? It should be noted that the two…
Why is the SSA phasing out paper checks?
The Social Security Administration (SSA) will no longer issue paper checks for benefit payments beginning September 30, 2025. The number of beneficiaries affected is less than one percent; however, many of them are older, living in rural areas, or simply…
Protecting and Preserving Social Security Act
U.S. Representative Jill Tokuda (D-HI) reintroduced legislation to strengthen the Social Security Program by introducing the Protecting and Preserving Social Security Act, H.R. 4968. The bill aims to improve the Social Security program’s fairness, solvency, and benefits. If passed, the…
Why COLA estimates are often wrong
You may have seen the headlines on the latest estimates for the 2026 cost-of-living adjustments (COLA); however, do you know how Social Security calculates it? COLAs are based on increases in the Consumer Price Index for Urban Wage Earners and…
Avoid these retirement mistakes
A record number of American workers will soon be entering retirement, but are they prepared? There are many moving parts to retirement, ranging from knowing how your pension will be paid out, when to claim your Social Security benefits, and…
Why working longer is a risky plan
More Americans are considering postponing retirement. According to a new survey from F&G Insurance Company, 70 percent of workers have thought about delaying their retirement date. Why? Almost half of the survey respondents cited “fears of not having enough money…