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The Big Beautiful Bill Did Not End the Taxation of Social Security
The taxation of Social Security benefits has not ended; however, you may see your taxes reduced. According to Social Security, an average of 56% of Social Security beneficiaries currently pay taxes on a portion of their Social Security benefits. As…
Is your money safe from criminals
Seniors lost nearly $4.8 billion in 2024 after falling victim to scams, according to a recent FBI report. Older Americans made up the majority of victims of investment fraud. Criminals know retirement funds usually contain a large amount of money,…
What is the biggest threat to your retirement
We are all aware that Social Security is facing an insolvency issue if Congress does not act by 2034. If no action is taken by lawmakers, then Social Security may have to cut benefits by 19 percent. But what if…
Well-Being Insurance for Seniors to be at Home Act
Needing long-term services and support could change your retirement. What is LTSS, and how will it affect your retirement? Long-term services and supports (LTSS) encompass the broad range of paid and unpaid medical and personal care services that assist with…
What is your magic retirement number?
Have you established a “magic number” you will need to accomplish all your dreams and hopes in your retirement? If so, is it nearly $1.1 million? According to a recent online survey, “On average, Americans believe they need nearly $1.1…
Do you need to updated your estate documents?
You have retired, but your work is not done. There are five changes you should be making now. One of the first things you should do once you are retired, and every five years afterwards, is to review your estate…
Achieving the maximum Social Security benefit
The maximum monthly Social Security benefit amount for 2025 is $5,108, or $61,296 annually. Do you know what it takes to receive that amount? Most people don’t. To earn the maximum benefit, you must understand how Social Security calculates your…
Don’t let fear cost you money
According to Suze Orman, a financial expert with more than 40 years of experience, the biggest retirement mistake you can make is claiming your Social Security benefits early. Delaying your claim can significantly increase your total lifetime benefits, as starting…
MA members are not satisfied
Medicare Advantage members are experiencing lower satisfaction rates and widespread lack of trust, according to the J.D. Power 2025 U.S. Medicare Advantage Study. Why is the level of dissatisfaction with Medicare Advantage plans? According to Christoper Lis, managing director of…
How Social Security cuts might affect your claiming decision
What if the 2025 OASI Trust Fund and the DI Trust Fund projections were correct, and the combined projected fund would be able to pay 100 percent of total scheduled benefits until 2034? It should be noted that the two…