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NCOA Sounds Alarm on Senior Benefits Going Unclaimed
In a post yesterday on www.wusa9.com, Ramsey Alwin (President and CEO of the National Council on Aging), expressed concern that “Every year, older adults leave…$16 billion in benefits on the table because they simply don’t know about them.” As an…
Older workers and current retirees get a boost from Secure 2.0
The recently passed 2023 Omnibus Appropriations bill, now en route to President Biden for signature, contains a host of provisions aimed at benefitting workers preparing for retirement or already in their retirement years. Included in the massive $1.7 trillion package,…
Social Security Benefits can Evolve Along With Your Life Situations
Planning for future participation in Social Security is an evolving situation. As you reach–and pass–certain milestones in life, the availability of benefits under this massive senior benefit program can likewise evolve. As discussed in an AOL.com post by Vance Cariaga,…
End-of-year financial planning tips
It is the end of another year; time to look over what you accomplished or not this year and set goals for the following year. When reviewing your finances, you should have clear goals in mind for 2023. If you…
Suggested goals for retirement savings
Social comparison theory suggests that people value their own personal and social worth by assessing how they compare to others. We might compare ourselves to someone better off and look for ways that we can achieve similar results. However, when…
If you’re going to rely on Social Security
Social Security provides the majority of income to most older adults. For about half of this group, Social Security provides at least 50 percent of their income. Social Security benefits are much more modest than many people realize. For someone…
One more reason to wait until 70 to take your benefits
You can begin your Social Security retirement benefits as early as age 62. However, you are entitled to full benefits when you reach your full retirement age. If you delay taking your benefits from your full retirement age up to…
The maximum Social Security benefit
Every year we all hear about the maximum monthly Social Security benefit, but how many seniors receive that benefit? The answer; is very few. So, how does one get the maximum monthly Social Security benefit? Christy Bieber outlines the three…
Debt-ceiling debate prompts questions on Social Security’s future
As Congress debates the vote to raise the federal government’s debt limit, Social Security reform proposals are in the mix. Although the Social Security program lifts more than 22 million people above the poverty line, the program is facing a…
Your Social Security chart can help you decide when to start your benefits
You can begin your Social Security retirement benefits as early as age 62. However, if you start receiving benefits early, your benefits are reduced. You are entitled to full benefits when you reach your full retirement age. If you delay…