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Social Security: A Look at the Averages
Many of us like to know where we stand in relation to everyone else, and that’s likely true when it comes to how we compare to millions and millions of people who draw benefits from our country’s Social Security program.…
Don’t Panic Over Misleading Headlines!
We see them every day…the click-bait headlines warning us of catastrophes if we don’t read and understand the content of a particular article. And the murky world of Social Security is an area that is rife with such articles, with…
“The Best-Laid Plans”–A Proverb That Might Describe Your Future Social Security Objective
As the proverb goes, “the best-laid plans of mice and men oft go astray.” And when it comes to planning for Social Security benefits, sometimes the boilerplate advice from the financial community to defer filing to your full retirement age (or age 70 if you can) ends of being subject…
Factors That Could Change Your Anticipated Social Security Payment
It’s important to understand how the Social Security Administration calculates what is expected to be your monthly benefit payment, but it’s equally important to understand that the net amount that hits your bottom line might differ from that calculation. Yahoo!Finance’s…
Exploring Social Security Benefits for Students
Social Security is a program that offers benefits in areas that are surprising to some, and such is the case with benefits for students of retired, deceased, or disabled program participants. There are rules and restrictions, just as there are…
A Refresher on How Your Social Security Benefit is Calculated
It’s a mystery to many folks who have never taken a look at the details of this massive senior benefit program, but it’s more tedious than complex. In a post today on en.as.com, which you can access here, writers Maite…
WEP and GPO in the News Again
The Windfall Elimination Provision and the Government Pension Offset are two of the more hotly debated aspects of the current Social Security rulebook. How’s that for an understatement? There are many viewpoints on the fairness of these two provisions, and…
Some Broad Strategies for Your Social Security Future
There are many different viewpoints on where and how Social Security fits into individual retirement plans. Here at the Social Security Advisory Service, we field questions about these individual viewpoints repeatedly, many of them dealing with the basic question of…
2023 COLA Watch: Let’s Dampen the Enthusiasm a Bit
We’re still about two months away from learning what the January 2023 Social Security cost-of-living adjustment will be, but despite the unknowns, the airwaves are alight with wild predictions of a north-of-10% adjustment. As The Motley Fool’s Keith Speights suggests,…
A Dichotomy: Seniors are Confident About Retirement Planning, but Concerned About Reaching Goals
A recent study by Fidelity Investments (their 2022 State of Retirement Planning), produce an interesting contradiction…79% of the respondents reported they were confident in the retirement plans they developed, but a nearly equal number of respondents (71%) countered that optimism…