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Prior Authorizations for Medicare Advantage have surged

Medicare Advantage is offered by private insurers and provides replacement private healthcare coverage for those eligible for “original Medicare.” These private Advantage plans often offer healthcare coverage equal to original Medicare, but often enhanced by additional services such as dental,…

SSA Press Release re DOGE

The newly appointed Acting Commissioner of Social Security (Lee Dudek) has issued a press release which addresses issues recently raised in the media about the Department of Government Efficiency (DOGE). As you may be aware, the DOGE is currently reviewing…

10 Things to Know About Medicaid

Medicaid accounts for one-fifth of health care spending, more than half of spending for long-term care, and a large share of state budgets. Medicaid is jointly financed by states and the federal government but administered by states within broad federal…

Redefining “Retirement” (to include working)

The word “retirement” usually conjures up an image of simply hanging up one’s work boots and living a life of leisure, maybe just lounging in a hammock and reading or, perhaps, traveling to exotic places. But in these days of…

Medicare: Free “Screenings” vs. costly “Diagnostic” tests

If you are on Medicare, you likely visit your healthcare professional once a year for your “Wellness” check. And, depending on the results of that visit, your doctor may suggest additional tests based on your health profile. Here it’s important…

Reapplying for Lost SS Disability benefits

Social Security Disability Insurance (SSDI) benefits are available to those who experience a disability which prevents them from working, but there are fairly stringent rules to qualify for SSDI benefits. Among those rules are: a) the disability must be expected…

Can you retire on $80,000 per year?

Not according to Suze Orman, a highly acclaimed and frequently quoted retirement counselor. In this Yahoo! Finance article by Jeannine Mancin, the author quotes Ms. Orman as saying that if you think you can retire on $80,000 per year, “I’ve…

Steps for changing your address with Medicare

If you have permanently changed your address, you must update Medicare and Social Security. Especially Medicare Advantage plan members, since moving to a new county or state could affect your coverage. What are the steps for changing your address with…

Medicare’s “enrollment periods” explained

Although most people enroll in Medicare during their “Initial Enrollment Period” (IEP), which starts three months before the month you turn 65 and ends three months thereafter, there are other times which you can also sign up for Medicare healthcare…

Not sure your nest egg will support your retirement? Here are some tips to correct that.

Many who are approaching retirement are uncomfortable that their savings and investment (otherwise called their “nest egg”) will be enough to keep them comfortable in retirement. It that is you, and you still have some time to adjust, then this…

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