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10 Reasons You Should Claim Social Security Early
Financial experts almost always recommend people delay starting Social Security monthly benefits as long as possible to maximize the amount. Benefits increase each month of delay past 62, with the largest increases of 8% annually from 67 to max age…
How to Set Retirement Savings Goals You’ll Actually Follow
Social Security is but one part of retirement savings, but since it only replaces 40% of pre-retirement income, additional funds are necessary. Christy Bieber explains four simple steps to set retirement savings goals you can live up to. The first…
Who does and does not have a retirement account?
Given the brevity but importance of this piece, it is copied in full here by Alessandra Malito of MarketWatch, entitled, “More than one-third of Americans say they’ve never had a retirement account.” Click on any of the links for more…
Why your Social Security check might be lower
Despite the largest increase in the Social Security COLA in forty years for 2022 some people may still see a lower Social Security payment this year. Jim Blankenship of MarketWatch explains how and why this can happen. Some of the…
How to Retire at Age 62 Without Claiming Social Security
It’s a common perception among a majority of Americans– stop work at age 62 (or close to it) and claim Social Security benefits. But is that wise? Are there other options? Maurie Backman explains that it pays to look into…
Don’t Chase a Higher Social Security Benefit. Do This Instead.
Many experts agree that seniors should try to maximize one’s monthly benefit for life, and seniors can do that by working a full 35 years and delaying the start of benefits until age 70. But is there a better bet?…
When to Delay Claiming Social Security, and When Not To
It’s a dilemma almost everyone faces – when to claim your Social Security benefit. There is actually an eight year window during which benefits can be claimed, and deciding when, within that window, is right for you is where the…
Shy on Retirement Savings? Social Security Can Help
Save, save, save for retirement is pretty much what every financial advisor will counsel you, because Social Security was never intended to be your sole source of income when you retire. But life has a way of interfering with that,…
Will Reopening SSA Offices Ease Backlog of “E-verify” Cases?
The Social Security Administration has announced that it will soon gradually start reopening field offices to public access, which will hopefully facilitate getting SS issues resolved more quickly. One such issue which may be helped from improved workflow in reopened…
Supreme Court Justice Breyer Retiring
There are probably few Americans who aren’t already aware that Justice Stephen Breyer has announced his forthcoming retirement from the Supreme Court. That announcement has set Washington D.C. pundits and politicians all aglow with speculation, discussion and angst over who…