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Understanding Spousal Benefits
One of the most significant aspects of Social Security is its provision of support for spouses, especially those who have not had the opportunity to build adequate retirement resources on their own through a career in the workforce. From a…
Social Security: Managing the Tax Bite
The revelation that Social Security benefits are likely to be taxable comes as a bit of a shock to many new retirees, and it’s something that many have not planned for. But don’t despair, there are steps you can take…
Retirement–It’s More Than Just Social Security!
Having a successful–and, hopefully, an enjoyable–retirement requires more than just ensuring that you’re getting the most out of your Social Security benefits. As Retirement Income Certified Professional (RICP®), Certified Annuity Specialist (CAS®), and Kiplinger contributor Jennifer Lahaie notes in a post on…
A Realistic Look at Retirement Financing
Yahoo!Finance reporter Jordan Rosenfeld, in a post on their news page, provides a dose of reality for many folks looking ahead to their retirement years…especially those taking a pragmatic look at financing that segment of their lives. In addition to several key,…
Today is “World Elder Abuse Day”–Social Security Scams Abound!
Social Security public affairs specialist Charo Boyd offers thoughts on how Social Security-related scams factor into the mistreatment of, and violence against, older people. Her post, carried on www.kokomotribune.com, describes the many ways scammers and fraudsters target older Americans, and offers clarification on…
Leaving the Workforce Early and How it Impacts Benefits
Larry Kotlikoff, Professor of Economics at Boston University and the founder and president of Economic Security Planning, Inc, responds in this post to several questions about Social Security, beginning with one addressing a situation where the future retiree is leaving…
The Early Filing Strategy, Again
There is really no one-size-fits-all answer to the question of when to file for Social Security benefits, other than never waiting until after your 70th birthday. Many financial advisors will suggest unequivocally to delay to you full retirement age or…
The Joy of Financial Independence, and Where Social Security Fits Into the Picture
Daily Camera contributor and Certified Financial Planner David Gardner offers some poignant thoughts on the wonderful world of financial independence, from how you achieve it to how you sustain it. His article is part philosophical (I particularly like this passage: “Most…
Men: Check this out…there may be a health benefit to staying in the workforce!
Financial analysts routinely advise clients to work longer as a way to accumulate savings for retirement and, most importantly, to defer filing for Social Security benefits and allow them to grow. According to the Center for Retirement Research at Boston…
Stimulus Check Still Missing? Here’s What You Need To Know
The IRS has already paid out nearly $400 billion in so-called “stimulus” payments, but there are still some who haven’t yet received their check. There are myriad reasons why you may not yet have received yours, from mail delivery issues…