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Apprehensive About Retirement? Here Are Some Thoughts to Consider.
Freelance writer Mary Shustack takes a look at some of the realities of facing retirement years. For some (maybe many) the thought of stepping off the career track can generate some concerns, or at least some serious thoughts on what’s…
Is age 50 in your sights? Some things to think about.
Age 50. Half a century. It’s a big milestone in life’s journey and let’s face it, it also means you’re much closer to those retirement years that so many folks talk about. So, if you’re reaching that point soon, there…
Filing for Social Security Early…Rethinking Conventional Wisdom
Sure, it’s pretty clear that waiting until the all delayed retirement credits (DRCs) are rolled into your monthly benefit payment produces a higher level of cash flow at that point. Many folks are moving in that direction for their retirement…
Looking Ahead to Social Security? Here Are Some Things to Consider.
Call it planning or call it simply good housekeeping, there are some basic steps anyone looking down the road to their earned Social Security benefits needs to consider. Among these are keeping an eye on their benefits projection provided by SSA…
RMDs are scheduled to return in 2021. Be sure to plan for them!
The CARES Act in 2020 waived required minimum distributions (RMDs) from retirement savings accounts, but only for the calendar year. They’ll be back in effect for 2021, so you’ll need to plan for them and their potential impact on the…
Newly Divorced? Pay Attention to Social Security Rules
In the smokey haze of a divorce situation, it is often easy to overlook certain fundamental items you need to consider. Social Security’s rules for retirement benefits and spousal benefits are one of these items. An article by Columnist Jim…
Viewing Social Security as an “insurance” program is important
It’s a question that comes up often. In fact, here at the AMAC Foundation Social Security Advisory Service, we field it regularly. Basically, it’s phrased in terms like, “When I die, what happens to the difference between what I paid into…
Affording Retirement: It’s more than just deferring Social Security benefits
Avoiding the temptation to begin drawing benefits at the earliest possible point (age 62, for most) is dawning as a necessary strategy for those concerned about affording retirement, but it’s not the only thing to consider. There are several other…
On SSDI and turning 65? Check this article out.
“Social Security disability benefits automatically change to retirement benefits when disability beneficiaries become full retirement age. The law does not allow a person to receive both retirement and disability benefits on one earnings record at the same time.” So says the…
Some Thoughts on Year-End Social Security Planning
Even if you’re not yet signed up for Social Security benefits, there are a few housekeeping steps you should consider as 2020 comes to a sputtering close…finally! And if you’re looking ahead to joining the ranks of those already collecting…