Latest News
Does Your Retirement Plan Know Your Social Security Could Be Taxable?
When planning for your retirement, it’s necessary to consider your income needs compared to your living expenses during your golden years. And as you probably already know, Social Security will play an important, if not crucial, role in your retirement…
Shopping for a Medicare Part D Prescription Drug plan
The Annual Election Period (“AEP” which is sometimes also referred to as “open enrollment”) started October 15th and continues through December 7th. It is during this period of time that you can make changes to your current healthcare coverage, including…
Deciding When to Claim SS? Here Are Three Important Considerations
Deciding when to claim your Social Security benefit is one of the most important financial decisions you will ever make because, whether you realize it or not now, Social Security will become a very important part of your retirement income.…
Claiming Strategies for Married Couples
Deciding when to claim your Social Security benefit is one of the most important financial decisions you will ever make. And financial reality for married couples is that your SS benefits will almost certainly become a very important source of…
Changed: The Famous “4% Rule” for Retirement Withdrawals
For decades, financial planners have been guided by the so-called “4% Rule” which suggests that you can avoid running out of money in retirement by limiting your annual nest egg withdrawals to 4% of your savings. This rule, a 1994…
Is Your Retirement At Risk?
It’s been pretty widely reported that America has a “retirement crisis.” And that certainly seems to be the case when you consider that about half of all so-called “baby boomers” start their retirement with no savings whatsoever! All of which simply…
New Online Form Available for Social Security Disability Update Reports
The Social Security Administration (SSA) has been greatly expanding its online services for several years now, with a dual purpose of better serving beneficiaries and reducing personnel costs. And that’s good news for tech-savvy seniors who find that transacting business…
Scam Alert: Here We Go Again
Scams about Social Security top the list of complaints received at the Federal Trade Commission, with cyber-criminals targeting our most vulnerable population – America’s senior citizens. The calls often purport to be from Social Security to advise you of a…
Women and Social Security
There is little question that American women are a formidable force in the American economy, with most women today a crucial part of our workforce. Unfortunately though, women still face challenges, especially when it comes to retirement planning and Social…
Careful! You Can Lose Some (Or All) of Your Benefits
While it’s true that your Social Security retirement benefits from your own lifetime work record will never expire, you should exercise caution in certain areas of your life to make sure you don’t lose some, or even all, of those…