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So you decided to apply for Social Security, but how with the offices closed?
So you made the decision to claim your Social Security benefits but you are unsure how to proceed giving the continuing closure of Social Security Field Offices. You can apply online but you want to have all the information you…
A few takeaways from the FIRE movement
The Financial Independence Retire Early (FIRE) followers develop strict savings programs and make associated sacrifices like living in small apartments, walking to work every day, restrictive diets, and so on, but most of us, this is may be too restrictive. …
How to find more money to save for retirement
Although fewer than 20 percent of service members remain on active duty long enough to earn a military pension, but for those who do, very few retire from the military without ever working again. So whether you retire with a…
Here’s Another Potential COVID-19 Social Security Impact
Anyone turning age 60 in 2020 may be facing an unexpected impact–and not a good one–as a result of the pandemic’s ravaging of the U.S. economy. Since Social Security’s computations use an average of the highest 35 years of earnings…
The Long-Range Impact of Short-Term Decisions Re Retirement Funds
As the COVID-19 pandemic continues to cause havoc in day-to-day financial struggles for many, a short-term option for folks struggling to strive financially is to look to retirement savings as a stopgap solution. Unfortunately taking advantage of that option, while…
SSAS Looks to Increasing Security for Online users
In an article posted on www.nextgov.com, senior editor Aaron Boyd outlines the Social Security Administration’s thoughts on improvements to its identity credential and access management (ICAM) system aimed at ensuring the integrity of accesses to the hundreds of millions of account records on…
CARES Allows Access to Retirement Funds, But Look Before You Leap
Yes, the CARES Act made it possible for cash-strapped folks to access the funds in their retirement accounts. To many, that may be a blessed intervention to consider as they try to meet current financial obligations in the wake of…
Aligning Your Retirement Plan with Your Values
For many folks, planning for retirement is fundamentally a financial matter. The focus is on accumulating the financial resources needed to sustain livelihood during the “golden” years of retirement. But for a segment of future retirees, there is interest in…
A health savings account should be incorporated into your retirement plan
Even with Medicare, health care represents a prominent category of spending for those in retirement. But what if you can tap into another account besides your retirement savings to pay for your various medical costs? A health savings account can…
How to create a written retirement plan
Transamerica Center for Retirement Studies states only one in four workers have taken the simple but essential step of making a written retirement plan. A written retirement plan will let you know how much you need to avoid living a…