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Medicare to provide broader drug coverage in April
As of 2025, approximately 68.9 million Americans are enrolled in Medicare. Medicare continues to serve as the primary health insurance program for older adults and certain younger individuals with disabilities in the U.S. Medicare is not a static program; it…
Pictures may be the best way to explain retirement planning
When we hear experts saying, “Americans are not saving enough for retirement,” some people feel overwhelmed by the message. They feel it’s too complicated for them and do not start planning or are not fully invested in retirement planning, but…
Saving “just a little more” before leaving work permanently.
To retire comfortably, many Americans believe they need over $1 million in savings. What if you had $2 million? Would you retire immediately, or is the fear of running out of money holding you back? Vishesh Raisinghani, writing for Yahoo!…
Blind spots for new retirees to avoid
So, you pull the trigger and announce your retirement; congratulations! Before you begin this new phase of your life, it’s essential to be aware of some potential problems, or what I would call blind spots, for new retirees to avoid.…
It’s possible to get a $124,000 from Social Security
The estimated average Social Security benefit for a married couple in 2026 is about $3,208 per month, or approximately $38,500 annually. Individual benefit amounts can vary based on several factors. For example, Matt Frankel, CFP, writing for The Motley Fool,…
Is 62 the best age to claim Social Security?
You may be eligible to collect Social Security as early as 62; however, your benefit will be permanently reduced. But waiting until age 70 yields greater benefits for most people. Even with the promise of more money, why do only…
More about Social Security’s financial future
Unless you pay little or no attention to the news these days, you are already aware that Social Security is facing a financial issue in only about 6 years (2033). We’ve chronicled that fact fairly often at this website. Continuing…
Continuing Improvements at SSA
In his continuing quest to improve customer service at the Social Security Administration, Commissioner Frank J. Bisignano announced yesterday that SSA is bringing Continuing Disability Reviews (CDRs) back in-house and under direct management by the agency. CRS’s, formerly done by…
Retirement Advice deemed “The Best”
We always look carefully whenever someone claims to have “the best” advice for anything, but this Kiplinger article provides an excellent synopsis of the things you should be looking at for “retirement planning.” From evaluating your life expectancy, to investment…
Want a Bigger Social Security Payment? Here’s How
In all the years I’ve been working as a certified Social Security Advisor, no one has ever told me that they’re getting too much Social Security. Indeed, quite the opposite is true, as most lament that their monthly SS benefit…