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Is a Big Cost-of-Living Increase Really a Good Thing?
The Cost-of-Living Increase (COLA) grows as inflation grows. Estimates for the COLA increase in 2026 are now rising, with some saying as high as 2.7%. Inflation had started slowing down at the beginning of the year and is now rising…
Did you know you can request a replacement Social Security card online?
Tired of being on hold with Social Security to ask a question or make an appointment? Creating a My Social Security Account online can help you avoid that. If you already have a My Social Security Account online and have…
Will doctors continue to serve Medicare patients?
Medicare reimbursement is not keeping up with inflation, according to a new study. The report noted that doctors are paid one-third less than a decade ago, but over the same period, inflation has risen by almost 30 percent. Additionally, Medicare…
Social Security Was Never Intended to be Your Only Retirement Fund
Social Security was created as a safety net to keep seniors out of poverty. Social Security was never intended to be your only source of income to live on when you retire. The retirement model is a three-legged stool. 1)…
Taxation of Social Security Benefits
Even though the Big Beautiful Bill includes an additional $6.000 deduction for seniors 65 or older, it did not eliminate the taxation of Social Security benefits. Depending on your income, you may still have to pay taxes on a portion…
Increase in hospital days by Medicare Advantage members
In 2025, 54 percent of eligible Medicare beneficiaries are enrolled in a Medicare Advantage plan. This trend will impact healthcare providers since Medicare Advantage plans ‘reimbursement differs from traditional Medicare. How will this affect hospitals and beneficiaries? First, almost all…
Non-Working Spouses and Social Security
If you are currently married, or an ex-spouse who was married for at least ten years, you can get a spousal benefit whether you worked or not. If you were a stay-at-home spouse who stayed home and took care of…
The rising cost of health care for Medicare beneficiaries
The cost of health care for Medicare beneficiaries is rising. A recent analysis by the Kaiser Family Foundation found that 7 million Medicare beneficiaries spent more than 10 percent of their annual income on Medicare Part B premiums in 2024.…
How To Receive a Paper Social Security Check After September 30th, 2025
An executive order titled “Modernizing Payments To and From America’s Bank Account” was issued by the President in the first quarter of the year to phase out paper checks to and from the government. You will still be able to…
New Social Security Scam Going Around
A new Social Security scam is going around in Michigan. These emails claim they will help you get your Cost of Living Increase (COLA). Your COLA is automatically applied each year by the Social Security Administration (SSA). As the scam…