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Life Expectancy: A Critical Factor in Your Social Security Decision
As the decision point nears on when to begin collecting your earned Social Security benefit, one of the clear factors you need to consider is how long you’ll be collecting benefits. Nobody knows, of course, how long that will be,…
Millennials Falling Behind on Retirement Savings, Study Says
A study by Federal Reserve of St. Louis reveals that those with birth dates in the 1981 to 1996 range appear to be losing ground in the wealth accumulation race, at least as compared to older generations. Even worse, the study concludes…
Retirement: Puling the Plug Can Cause a Shock
After dreaming so long about the wonders of an unfettered life in retirement, so folks experience a rough transition often fueled by a sense of loss and disorientation. If you fall into that category, or are concerned that you might,…
One Way to Ease Into Retirement
If you’re looking ahead to retirement, and you’re close to “that age” but not completely convinced that you’re ready to take that big step, here’s an approach that might work for you. It’s called “test driving your retirement” and it’s…
Appreciating Social Security
Although often taken for granted, there are many reasons to appreciate the benefits that Social Security pays to its 63+ million recipiets each month. In fact, The Motley Fool’s Selena Maranjian, in a post on https://thesouthern.com, enumerates a solid dozen of them.…
Nationwide Survey Highlights Concerns Many Have About Social Security
Nearly a third of workers aged 50 and older expressed concern that Social Security will run out of money, according to a survey discussed in an article posted by The Motley Fool’s Maurie Backman. Her post explains how this is unlikely to…
Tax Season…The Good and The Bad For Retirees
The fact that 85% of one’s Social Security benefit may come as an unpleasant surprise for many new retirees, but there’s also some positive aspects of tax season (like the small bump seniors get on their standard deduction). A post…
The Importance of Understanding Social Security’s Basics
It’s true that many folks–far too many, really–are not aware of some key factors that ultimately impact the amount of their Social Security benefit. And since this is clearly one of the most important senior benefits available to Americans, it’s…
Last Minute Shoppers Be Alert…the Online Marketplace Can be Risky!
We’re down to the wire on Christmas shopping, and smartphones offer a convenient way to avoid the crush of that last minute dash to the mall. In fact, some sources report that about a third of all holiday shopping is…
The Importance of Staying Financially Vigilant in Retirement
In a post on democratherald.com, The Motley Fool’s Maurie Backman provides guidance for those potentially lulled into taking their eyes off the financial ball. She presents three primary mistakes that need to be avoided to maintain one’s financial health throughout their retirement…