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Want to get paid more in Soc Sec? Keep working
“If older workers stayed on the job longer, they could do a lot for the labor shortage — and improve their financial prospects in the bargain.” That’s the message from Mitchell Schnurman, business columnist at The Dallas Morning News. This piece…
You can undo taking Soc Sec early – if the rules are followed
Work, earnings history, and claiming age are the three primary factors that determine a Social Security benefit. A majority of Americans choose to claim retirement benefits at age 62, the earliest possible age. However, many soon discover, after making the…
Social Security dilemma: Fix it or suffer benefit cuts
This Newsmax Finance article by Trevor Gerszt offers a bit of historical information about Social Security, leading up to why the program is now facing financial difficulties which could mean benefit cuts in 2035. Thus exists a Congressional dllemma of…
Reasons for claiming Social Security earlier
Most financial planners, looking mainly at the financial character of your Social Security benefit, will counsel clients to wait as long as possible to claim Social Security in order to get the highest possible benefit. But, there are some really…
Best places to retire
Sure, many people don’t want to move to a new environment when they stop working, preferring to stay near family and life-long friends. But just as many dream of moving to a different climate or a more retiree-friendly location to…
Short on retirement savings? Here’s what to consider
A lot has been written about America’s “retirement crisis” – mostly about the fact that far too many do not, or will not, have enough savings to carry them through their so-called “golden years.” And it’s a very real concern…
Social Security: To delay, or not to delay – that is the question.
Most people who pay even a little attention to Social Security’s rules know that the longer you delay claiming your benefits, the more your monthly payment will be. And for many, waiting even to 70 years of age is a…
Children of deceased parent may get Social Security benefits
Losing a parent is usually a devastating experience, and for dependent survivors it can also be a financially difficult time. If the parent was the primary wage earner for the family, the sudden loss of income can leave dependents without the…
How to get extra income in retirement
For many, getting extra income during retirement years is a necessity. For others, they may have found that they miss the work environment and want to re-engage in the work force. And using your personal skills or hobbies is often…
What is “disability” by Social Security’s definition?
In this article by Social Security Manager Stacey Clarkson, appearing in the Portsmouth Daily Times, the author describes Social Security’s rules for disability, including Social Security’s definition of what constitutes a “disability.” While the definition is strict and short term disabilities aren’t…