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Saving for Retirement: A Lifelong Process
In a post on thedailynews.cc, Stacie Smith, community and features editor for the Daily News (Montcalm County and Ionia County, Michigan), details remarks from Kurt Sytsma of Preferred Federal Credit Union pertaining to the issue of “How, when and how much…
The Eric Conn Story: Catching a Disability Fraudster
The “2018 Prosecutor of the Year” award went to the legal partnership of Dustin Davis and Elizabeth Wright for their role in the sentencing of Eric Conn, infamous Social Security Disability con man. The Coalition Against Insurance Fraud bestowed the title…
The Tax Cuts and Jobs Act and its Impact on Social Security Revenue
Much has been written in the media about the cost and the expectations revenue loss relating to the Tax Cuts and Jobs Act that became law January 1, 2018, but not very much has appeared about the actual impact on…
Retirement Planning: The Procrastination Reflex
Unfortunately, the impulse (or maybe lack of impulse would be more correct) to defer thoughts about retirement, and particularly retirement finances, affects most of us in the early years. We get busy with day-to-day priorities and challenges, and retirement seems…
Early Retirement: Some Fundamentals to Consider
Retiring early is still a dream of many folks, and drawing Social Security benefits at the earliest possible take is still the preference of about a third of those aging into eligibility. If this is your strategy, great…but there are…
Understanding Roth IRAs
Tax reform measures implemented last year have resulted in increased attractiveness in the use of Roth IRAs as a key in planning retirement finances, according to a post cumberlink.com’s Business page. Written by The Motley Fool’s Dan Caplinger, the article covers…
An Extra Six Months Can Make a Pretty Big Difference
Nobody really knows how much of a financial cushion they’ll need to survive comfortably in retirement. In fact, nobody really knows how long that cushion needs to be available. As a result, it’s important to give thought to steps you…
Is 2019 Your Year to “Pull the Plug?”
We’re already two weeks into the New Year, and most folks have developed thoughts on what they want to accomplish in 2019. If exiting a career is one of those accomplishments on your planning horizon, there are some basic questions…
More on Filing for Benefits at Age 62
In a short youtube video posted by Devin Carroll, the fact that roughly a third of those aging into Social Security eligibility elect to file for benefits at the earliest possible point: age 62 is discussed in detail. Carroll explains some of…
The Shutdown and Your Social Security Benefits
OK, the record has been set…this is now the longest federal government shutdown in history. And with no resolution insight, it’s likely to continue to pile on the days as discussions start and stop, and as compromise remains elusive. In…