Latest News
Longevity and Its Relationship to Retirement
The 2025 Social Security Trustees Report confirmed that Americans reaching age 65 can expect an average life expectancy of 86 years for females (10% higher than in 1940) and 83.4 years for males (9% higher than in 1940). The report…
A Contrasting View on Insolvency…Perhaps It’s Not as Dire as Many Believe?
Since the release of the 2025 Social Security Trustees Report last week, media accounts of the 2033 depletion of the program’s Old Age and Survivors Insurance (OASI) cash reserves have focused on the consequences: the 23% across-the-board benefit reduction that…
Social Security Commissioner Pledges “peak efficiency” in Wake of Reporting Change
Fending off concerns over the removal of selected customer service metrics from the SSA.gov website, Newsmax reporter John Thomas quotes Commissioner Frank Bisignano’s statement that the agency “…has not reversed its commitment to transparency and accountability.” Bisignano has publicly noted…
Reforming Social Security: Privitization Keeps Coming Up as an Option
In the wake of the 2025 Social Security Trustees Report, many eyes are, at least temporarily, focused on the program’s rapidly eroding financial situation. One of the items that quickly surfaces in media outlets is the theory of privatization as…
Nuances of Social Security’s Benefit Computation Process
The mathematical rules associated with determining initial monthly Social Security benefits are often subject to informal discussion, with many “experts” weighing in on how it really works. Some say it’s based on the most recent five years of work, some…
Social Security Numbers: A Key to Protecting Children from Scams
The root of the problem, when it comes to protecting young people from fraudsters and scammers, is education, pure and simple. With the Internet Crime Complaint Center reporting more than 18,000 victims under the age of 20 and losses totaling…
Perspective on Social Security Trustees Report
Martha Shedden, President of RSSA, an organization that educates and certifies Social Security advisors says Social Security reserves are being affected by increased health care costs and the legislation called the Social Security Fairness Act. EINPresswire.com reports here… As an…
Considering Privatization of Social Security
The privatization of Social Security is a controversial policy idea that involves shifting part or all of the U.S. Social Security system from a government-managed program to one where individuals manage their own retirement savings through private investment accounts. Dana…
Medicaid enrollees who are ages 50 and older
On May 22, the House passed a budget reconciliation bill that includes significant changes to the Medicaid program designed to reduce federal spending and enrollment. On June 16, the Senate Finance Committee released language that could result in more substantial…
No more Paper Checks from Social Security
As of September 2025 Social Security will no longer issue paper checks for payments. The transition will help protect Seniors from mail theft and fraud involving paper checks. Aliss Higham for US News explains here… Notice: The link provided above connects…