Latest News
Retirement Planning: The Procrastination Reflex
Unfortunately, the impulse (or maybe lack of impulse would be more correct) to defer thoughts about retirement, and particularly retirement finances, affects most of us in the early years. We get busy with day-to-day priorities and challenges, and retirement seems…
Early Retirement: Some Fundamentals to Consider
Retiring early is still a dream of many folks, and drawing Social Security benefits at the earliest possible take is still the preference of about a third of those aging into eligibility. If this is your strategy, great…but there are…
Understanding Roth IRAs
Tax reform measures implemented last year have resulted in increased attractiveness in the use of Roth IRAs as a key in planning retirement finances, according to a post cumberlink.com’s Business page. Written by The Motley Fool’s Dan Caplinger, the article covers…
An Extra Six Months Can Make a Pretty Big Difference
Nobody really knows how much of a financial cushion they’ll need to survive comfortably in retirement. In fact, nobody really knows how long that cushion needs to be available. As a result, it’s important to give thought to steps you…
Is 2019 Your Year to “Pull the Plug?”
We’re already two weeks into the New Year, and most folks have developed thoughts on what they want to accomplish in 2019. If exiting a career is one of those accomplishments on your planning horizon, there are some basic questions…
More on Filing for Benefits at Age 62
In a short youtube video posted by Devin Carroll, the fact that roughly a third of those aging into Social Security eligibility elect to file for benefits at the earliest possible point: age 62 is discussed in detail. Carroll explains some of…
The Shutdown and Your Social Security Benefits
OK, the record has been set…this is now the longest federal government shutdown in history. And with no resolution insight, it’s likely to continue to pile on the days as discussions start and stop, and as compromise remains elusive. In…
An Unexpected Consequence of the Shutdown
Fraud victims, including Social Security beneficiaries hit by scams, are feeling the pain of the government shutdown. The inability to obtain assistance and guidance from the Federal Trade Commission is cited as a problem facing identity theft victims in an article…
Do you have a map to navigate your retirement?
In this Kiplinger article by investment advisor Michael Ladin, the author opines that “Retirement isn’t the finish line; it’s the starting line for a whole new way of life. One without a paycheck.” In fact, retirement is a whole new…
More on the latest Social Security scam
Though we’ve posted other recent articles about the latest Social Security scam, it’s a serious problem which bears repeating to make sure as many people as possible are aware of the danger of scammers who pose as Social Security. The latest…