Latest News
Eight-step pre-retirement checklist
Most people view retirement like a second childhood but without parental supervision, but it takes planning. The attached article gives an eight- step pre-retirement checklist so you can start taking the steps in the right direction. Read article here… Notice: The…
The three things to consider before you transition into retirement
According to a Gallup survey, only 38 percent of Americans say they have a long-term financial plan. While the rest of us find retirement planning can get exhausting and overwhelming and often lead to people hoping all their retirement concerns…
Two ways for workers to estimate their future monthly income
According to research recently published by the LIMRA Secure Retirement Institute more than half of all U.S. workers (ages 20 to 79) have difficulty understanding retirement savings in terms of future monthly income. According to experts, there are at least…
Social Security when you are self-employed
Most people who pay into Social Security work for an employer; however, self employed people must report their earnings and pay their Social Security taxes directly to the IRS. These taxes will help determine your eligibility for Social Security benefits…
Who is working past 65?
More and more Americans are delaying retirement. Almost twenty percent of Americans 65 or older is still working, the highest percentage in more than half a century. But it’s those with a college degree that find it easiest to keep…
Retirement health care expenses are projected to rise but at a lower growth rate
According to a new report, health care inflation has slowed over the past year, lowering your projected lifetime tab. However, the bad news is even at this lower growth rate, health care expenses can punch a large hole into the…
Easy-to-miss ways to maximize your retirement savings
We spend so much time and effort obsessing over how to generate enough money to have enough money for retirement that many people forget to employ some simple strategies that could make a huge impact on how much money they…
Avoid these three major blunders that could shrink your Social Security benefits.
For many seniors, Social Security will constitute a substantial chuck of their income, so if you want to get the most money possible out of the program, you need to be smart about filing for benefits and know what mistakes…
Securing Your Retirement Means Sidestepping Blunders
According to a post by The Motley Fool’s Maurie Backman, there are three common mistakes that lead to financial insecurity later in life. IN her article she defines these three areas, and offers conjecture on ways to sidestep them to avoid problems…
Medicare “homebound requirement” for Home Health Benefits Addressed in S. 3545
Last week, the Home Health Payment Innovation Act — S. 3545–was introduced with an objective of amending the Social Security Act to “loosen” the homebound stipulations governing the eligibility for home health care benefits for Medicare Advantage participants. HOme Health Care…