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HR 82 Impact…The Story Continues
The long-awaited repeal of Social Security’s Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) is old news at this point, but the continuing story relates to when those slated to benefit from the repeal will see the results in…
Reaching Age 65 Typically Creates Some Questions
In terms of life cycles, arriving at age 65 for many marks the beginning of a new phase. Whether you plan to retire from the workforce at that point or not (and lately, the trend is to continue employment either…
The “When to File” Question Again, Along with an Analysis of the Ramificatons
For most folks approaching Social Security eligibility, it’s probably a vexing question…do I file as soon as I can, wait until my full retirement age, or hold off until age 70? The standard answer provided by those close to the…
Medicaid Financing: The Basics
(By Elizabeth Williams, Anna Mudumala, Robin Rudowitz, and Alice Burns for The Kaiser Family Foundation Published: Jan 29, 2025) Medicaid represents nearly $1 out of every $5 spent on health care in the U.S. and is the major source of…
More than 7,000 people per day are calling SSA
Recent communications from the Social Security Administration stated, “More than 7,000 people per day have been calling the SSA’s national toll-free number and are choosing to hold so they can speak to a representative about the act.” Remy Samuels reports…
Get Your Social Security Benefit Statement (SSA-1099)
Tax season is here, and we’ve made replacing your annual Benefit Statement easier. There’s no need to wait on the phone or make an appointment to visit a Social Security office. Continue reading here… The link provided above connects readers to…
What are the Medicare Part D changes in 2025?
On July 30, 1965, when President Lyndon B. Johnson signed the bill that led to the creation of the Medicare and Medicaid program, the programs changed. One of the biggest changes to the Medicare program was to include an optional…
Should you take a buyout?
President Donald Trump’s administration has offered buyouts to federal employees to reduce the government workforce. The deadline is Feb. 6 for more than 2 million workers to accept the offer. Even if you are not one of the federal employees…
What is micro-retirement?
An estimated 13 percent of baby boomers plan to re-enter the job market in The Great Retiree Return, while Gen Z workers are entering into the phase of “micro-retirement.” So, what is micro-retirement, and how does it differ from traditional…
Medicare Advantage insurers and prior authorization determinations in 2023
Medicare Advantage members, 99 percent, are required to obtain prior authorization for higher-cost services, such as inpatient hospital stays, skilled nursing facility stays, and chemotherapy. Insurers will use prior authorization and provider networks to manage utilization and lower costs. The…