Latest News
Do you leave retirement investing to the professionals?
According to a new survey, a majority of defined contribution plan participants want the help of an expert in managing retirement assets, but many still stop short of wanting employers to choose their investments for them. However, fewer than 40…
Are you prepared for retirement?
If you are prepared for it, retirement can be wonderful. However, before you put an end to your career, it is essential to make sure you are 100 percent ready. The attached article gives you five steps to go through…
Early retirement is about two things: time and lifestyle
For many early retirees, the value of life during retirement is priceless and the happiness it brings doesn’t depend on the dollar. There is no discounting the importance of having enough money saved to retire early, but many early retirees…
Medigap Plan F and Plan C to be phased out
In Kimberly Lankford’s “Ask Kim” column appearing on Kiplinger.com, she answers a reader’s question on what will happen to their Medigap Plan F after 2020 when the plan, along with Medigap C, will no longer be sold to new Medicare…
Seniors and the Student Loan Debt Crisis
The numbers are frightening…according to the Consumer Financial Protection Bureau (CFPB), the last decade has seen a dramatic increase in the number of older Americans with student loan debt, much of which is attributable to loans they’ve co-signed on behalf of family…
More Thoughts on Filing at Age 62
The ongoing debate on the merits of deferring one’s Social Security filing date generates a fair amount of press, with some arguments explaining why it can be appropriate to file early and others strongly advocating waiting until full retirement age…
Retirement Decisions and How They’re “Framed”
“Framing”…are ensuring that all aspects of a decision are clearly understood, is critical to the success of financial decisions you’ll make for retirement. Using Social Security filing as an example, economics editor for American Public Media’s weekly “Marketplace Money” show Chris Farrell…
The Multiple Phases of Retirement
Bruce Helmer and Peg Webb, financial advisers at Wealth Enhancement Group and co-hosts of “Your Money” on News Radio 830 WCCO on Sunday mornings, take a look at life in retirement, breaking this life phase into three separate sub-phases. From…
Some Thoughts on Social Security and Medicare as Retirement Approaches
The Durango Herald’s Wendy Rice is a believer in the importance of careful planning for one of the most substantial decision points in your life…retirement. In fact, she believes that detail planning for the decisions one needs to made should commence…
Dealing with Market Volatility as You Approach Retirement
It’s been a good equity market for quite a while now, but most analysts–and history itself–tells you that over time, there are ups and downs that can cause major shifts in one’s financial resources. And, the close one is to…