Latest News

What Social Security’s COLAs Really Mean

Reporter Karla Bowsher, in a post on www.msn.com, takes a look at Social Security’s Cost-of-Living Adjustment provision, notong that “benefits cover a lot fewer expenses than they used to — despite the fact that benefits increase almost every year on account of…

CBO sounds alarm on several federal trust funds

It is not just the Social Security and Medicare Trust Funds that are headed for insolvency.  The Congressional Budget Office (CBO) projects the Highway Trust Fund will be depleted by 2022 and the Pension Benefit Guaranty Corporation multi-employer fund by 2025.  This article…

Take benefits now, later, or in between: Three people’s decisions

When to start taking Social Security benefits is perhaps the most important decision one can make in retirement. This article can assist one in making this deeply personal determination by looking at three people’s own personal decisions and the aspects that guided them.  Read…

Rep. Reed discusses ideas to save Social Security and Medicare

That Social Security and Medicare need reform is news to no one in Congress of either party.  But bipartisan solutions have eluded passage for decades.  Rep. Tom Reed (R-NY) said, “We care about those on Social Security and Medicare and are…

Trust Fund Report Highlights Need for Reform

This article explains The Social Security Trust Fund and its role in paying current and future benefits.  As the amount in the fund decreases, the need for Congress to act to sustain the long-term health of the Social Security program becomes…

About being mistakenly declared dead by Social Security

If you think the thought of your actual death is unsettling, read this (GA) Cherokee Tribune & Leger News article by Thomas Hartwell which relates the story of a woman who was inadvertently declared dead by Social Security. Despite such…

Debunking Social Security myths

There is probably no other American program which suffers from as many myths as the Social Security program. From using the word “entitlement”, to politicians “stealing” Social Security’s money, to how suggested actions might “fix” the program’s finances, the purveyors…

Social Security isn’t going away

Despite what you may hear from media pundits who like to dramatize, the Social Security program isn’t going away. Yes, the program does have financial issues which could impact benefits in the future and which need the attention of Congress,…

Social Security disability trending toward lower program costs

Little changed in the most recent Social Security Trustees’ Report, which still shows a projected depletion of the Trust Funds by 2034, meaning a potential cut in benefits.  However the Trustees did not adjust their assumptions regarding the Social Security Disability…

Social Security Disability: How an appeal hearing works

About 2 out of every 3 Social Security Disability Insurance (SSDI) claims are initially rejected, but fortunately there is an appeals process if you feel your claim has been unfairly denied. Appealing a denial is your right, from requesting reconsideration…

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