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Your SSN–and its inherent dichotomy
ThinkAdvisor’s Melanie Waddell takes a look at the history of the Social Security Number and its journey from a simple way to track earnings under the program to its present-day role as a “widely used as personal identifiers.” Her post delves…
Birthrates at Historic Lows: What’s that mean for Social Security?
The Heritage Foundation’s Romina Boccia, in a post today on onenewsnow.com, suggests that the new 30-year low point on U.S. birthrates spells additional trouble for Social Security. As the economy awaits the soon-to-be released 2018 Social Security Trustees Report, Boccia and other…
Futureworld Thinking: How Retirement Systems need to Evolve
Transamerica Institute for Retirement Studies reported today on a “new global research released today. The New Social Contract: A Blueprint for Retirement in the 21stCentury is based on a 2018 survey of 16,000 workers and retirees in 15 countries spanning the Americas, Europe, Asia, and Australia.” The research…
Homestretch Thinking for Retirement
If you’re in that period of marking off the days, weeks, or months until pulling the plug, that’s a good time to take stock of just how prepared you are. The Motley Fool’s Maurie Backman maps out a series of preliminary…
Losing Track of Financial Resources–A Growing Problem?
In a post today on professionalpensions.com, senior correspondent James Phillips reports on the results of a recent study concluding that a disturbing number of savers have lost track of pension accounts they’ve accumulated along the way. Phillips’ post notes that “(n)early two-thirds…
Taking Control of Yourself In Retirement
Retired life: it’s supposed to be a time for relaxation and doing the things that you really want to do instead of the things you need to do to sustain yourself and your family. Unfortunately, many around you might have…
Retirement Planning: Some Fundamentals to Think About
As the saying goes, time marches on. And as you think ahead to the retirement phase of your life, this marching becomes more and more evident as you watch the days count down to the time you’ll be taking the…
Social Security: Understanding Who Gets What
With nearly one trillion dollars being paid out to a variety of recipients, folks often wonder exactly where it goes. Well, there are more than 62 million individual recipients, and it might or might not surprise you that retired workers…
Rise and Fall in Cases Pending an Administrative Law Judge Hearing: New Actuarial Study
(Source: Social Security Administration) The “great recession” that began at the end of 2007 contributed to a rise in initial applications for Social Security disability benefits that peaked in 2010. This surge in initial applications led to a similar rise…
Gen X and Social Security: A Changing Landscape
A recent MetLife study, titled “Study on Gen X: The MTV Generation Moves Into Midlife,” concluded that the population group referred to as Generation X (those with birth years ranging from the early-to-mid 1960s to the early 1980s) have come to understand…