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Incorporating these valuable rules into your retirement planning
There are five important things you need to understand about retirement. By incorporating these valuable rules into your retirement planning, your last decades can be more delightful and low-stress. Read more about these valuable rules, click on attached link. Read article here……
Do you check your Social Security statements regularly?
Do you check your Social Security statements regularly? If not, you should. Catching any mistakes on your statement can mean a big boost to your retirement income. The attached article gives you more reasons why it’s important to check your…
It’s not the money seniors miss the most about pre-retirement life
According to a recent Rand Corp study, an estimated 39 percent of Americans age 65 and older who are currently employed were actually previously retired. Why did they go back to work? Click on the attached link to find out…
How employers are trying to hold on to their older workers
Many employers are trying to hold on to their older workers, while some persuade some to return after retirement and even recruit those retired from other companies. Jacqueline James, co-director of the Boston College Center on Aging and Work says,…
IRS offers an exception to IRA early withdrawal penalty to first-time home purchases
Did you know the IRS offers an exception that allows you to avoid the 10 percent penalty for early withdrawal from a traditional IRA prior to 591/2? This exception allows you to withdraw up to $10,000 over a lifetime without…
Steps to ramp up your retirement savings
We all know that we were supposed to start saving for retirement early in our careers, but things didn’t always work out that way. If you find yourself at the tail end of your career with minimal savings, here are some…
An early look at what 2019 COLA might be
Yes, it’s way too early to suggest with any certainty what the 2019 Cost Of Living Adjustment (COLA) will be and how that might affect your Social Security benefit. Actual COLA for next year won’t be determined until October, because it’s…
The maximum Social Security benefit you can receive
Given that for about 62% of beneficiaries, Social Security represents more than half of their retirement income, you may be interested to know what the maximum Social Security benefit you can receive is, and also how you can achieve it. In…
Waiting until 70 for Social Security can be a smart move
It’s the old “when should I retire” question again; the one that is asked by almost everyone approaching or attaining the age when they consider taking their Social Security benefit. There are as many reasons for taking your benefit early as there are…
The Longevity Factor: People living longer changes retirement planning
Back in the “old days” of 1960, people retiring at age 65 were, on average, expected to live about another 13 years. Fast forward to today when the average 65 year old is expected to spend another 21 years before passing…