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Need a Disability Attorney? Here’s what you need to know
Statistically, about 1 in 5 American workers will become disabled at some point in their career, and Social Security is there to help by providing Social Security Disability Insurance (SSDI) benefits. SSDI benefits are relatively simple to apply for (can…
Medicare 101 – Just in time for upcoming “Open Enrollment” Period
Medicare’s so-called “Open Enrollment” period is just around the corner, starting on October 7th. As most who delve into it know, Medicare is a fairly complex federal program with several different “parts,” each with a different purpose. And because these…
Retirement on your Horizon? Here’s what to know now
You’ve worked your whole life for this forthcoming event – withdrawing from the “rat race” and easing into a life free of the stress which normally accompanies a career. If your retirement is on your 5-year horizon, now is the…
Social Security Disability: Eligibility Criteria
Social Security Disability Insurance (SSDI) is a program which protects workers from loss of income if they become unable to perform “substantial gainful activity” (SGA). Obviously, there are specific medical requirements associated with the SSDI program, but a worker who…
Working in Retirement – A Growing Trend
Retirement dreams once consisted of lolling away the days in a hammock, sipping a cool beverage, without a care in the world and, I suppose, some dreams still hold that image. But the reality of retirement life today is frequently…
2024 COLA to be announced soon
In about 2 weeks, the government will announce the 2024 Cost of Living Adjustment (COLA) to be given to all Social Security recipients effective with their December SS payment (in January). Most pundits are forecasting a raise of about 3.2%,…
Know your Full Retirement Age for Social Security!
A somewhat stunning revelation in this Motley Fool article reveals that about 87% of American adults do not know their correct Full Retirement Age (FRA) for Social Security. And what’s even more disturbing is that those who guess at their…
“Social Security’s in trouble; we are in trouble”
It’s pretty well known that Social Security’s Trust Fund reserves are predicted to run dry in about 2033, necessitating an across the board benefit cut of over 20%. “Across the board” means cuts for everyone, an ominous scenario which should…
The “Ins and Outs” of Social Security Disability
Social Security Disability Insurance (SSDI) is simultaneously a program crucial for American workers and also one of the most confusing of all Social Security benefits. The eligibility criteria are necessarily strict, and largely dependent on the severity of your disability…
Medicare “Open Enrollment” Starts Soon. Know Your Options!
Medicare’s so-called “Open Enrollment Period” starts soon – specifically on October 15th – and lasts until December 7th. This is the period each year when you get to change you current Medicare selection to another plan better suited to your…