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my Social Security Saves You Time for the Important Things
(Source – blog.ssa.gov) Time is our most valuable resource. How you spend it is important. A my Social Security account helps free your time for the important things. What is a my Social Security account? Click here to watch video Notice: The link provided in…
Why retirees fear Social Security’s future
According to the just released 2018 Retirement Confidence Survey from the Employee Benefit Research Institute, fewer than half of retirees believe the value of future Social Security benefit will be at least as high as what today’s recipients get right…
Income Related Monthly Adjustment Amount (IRMAA)
The Medicare modernization Act of 2003 shifted the way that Medicare Part B is funded by requiring high-income Medicare enrollees to pay more than the 25 percent of their Medicare premiums, thus creating the Medicare surcharge. As part of the…
Reduce your chances of being scammed
Identity theft has been a growing problem in American and elsewhere, it is a growing problem for Social Security, too. The article gives advice on how you can reduce your chance of being victimized in just a few minutes. Read…
The reason why retirees collect less in Social Security retirement benefits
A recent survey found nearly half of working Americans who are nearing retirement said that Social Security will be their primary source of income in retirement. The alarming fact is, Americans typically overestimate how much they’ll receive in monthly Social…
Are you aware of these Social Security facts?
No one argues that Social Security is the most important social program in this country, and it is the least understood. MassMutual Financial Group conducted a survey and found that only 28 percent of the respondents could pass its straightforward,…
When should you start Social Security? Here’s what others are doing.
Despite the fact that the longer you wait the more your Social Security check will be, by far the most popular age for claiming Social Security is age 62, as soon as most people are eligible. But by doing so,…
News flash for high earners: You can’t live on Social Security alone
If you go by the long-held standard that when you retire you’ll need 80% of your pre-retirement income to live comfortably, then those with a large salary near the end of their career should be very aware that Social Security…
Social Security options for divorced spouses
Though there are some nuances that will affect your eligibility, ex-spouse’s are generally just as entitled to spousal benefits as are current spouse’s. This often misunderstood fact is, if you are divorced, one that could come as really good news…
A silver lining in rising gas prices?
Anyone who drives has certainly noticed by now that the price of gasoline has been steadily rising and, by all projections they are expected to continue upward throughout the summer. This is due to rising crude oil prices, especially on the…