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Social Security and Non-U.S. Citizens–Understanding the Rules
In addition to its massive complexities for U.S. citizens, our Social Security system contains specific rules and provisions pertaining to non-U.S. citizens, and some of these do in fact provide for benefits for individuals who live in the U.S. but…
More on the Savings Dilemma–Thoughts on Catching Up
Financial journalist Sarah Max, writing in a post today on time.com/money, provides some thoughts on how to bolster one’s savings in preparation for entering retired life. From working longer to thinking strategically about savings, her advice can help shore up what…
Dealing With the Uncertainties of Retirement Finances
So much has been written about the lack of savings among those heading into retirement, but for those with modest to comfortable savings, there’s still a dilemma that needs to be addressed–the uncertainties that lie ahead and how to manage…
Social Security’s Solvency Issue: The Further Out You Look, the Worse it Gets
Much has been written about the 2034 horizon associated with Social Security’s Trust Fund balances. That’s about the time when the Trust Funds reach a zero balance, triggering a substantial–most estimates are in the 22% to 23% range–reduction in benefits…
The Retirement Gender Gap
With women statistically outliving men, and with women accumulating less of a retirement nest egg than men, it’s no wonder that the standard of living in retirement for women is a growing concern. Financial writer Mitch Tuchman takes a look at…
Don’t be surprised by unexpected costs in retirement
In this TwinCities.com article by financial advisers Bruce Helmer and Peg Webb, they explore how so many people are surprised to find that retirement is expensive. While many think that Medicare will cover all their retirement healthcare needs, the reality…
Key facts you probably don’t know about Social Security
Considering how important Social Security will be to your comfortable retirement, you may be interested to know a few key facts about the program that will be providing a good portion of your income in your golden years. From a…
Two key questions about retirement
Running out of money in retirement is a frightening thought on the minds of many these days, so understanding the dynamics of how to withdraw from your savings after you retire is crucial; the “4% rule” isn’t always the best.…
Scammer alert: Don’t take calls about your new Medicare card
In the midst of the scheduled distribution of new Medicare cards which don’t carry your Social Security Number (SSN), scammers are desperately trying to steal SSN’s by calling seniors and representing themselves as being from Medicare. The fact is this:…
Estimate Your Benefits Today for a Secure Tomorrow
(Source: Social Security Administration) Whether you’re retiring soon or you’ll be in the work force for several more years, it is important to prepare for what the future holds. That’s where Social Security comes in. Continue reading → Notice: The link…