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Pre-retirement Americans are very concerned about the Social Security system
A recent Gallup poll found 51 percent of pre-retirement American adults are very concerned about the Social Security system whereas only one-third of young adults expressed a great deal of concern about the system. To find out more click on…
What is the “Spend Safely in Retirement” plan?
What is the “Spend Safely in Retirement” plan? It is a relatively straightforward strategy based on a study by the Stanford Center on Longevity and the Society of Actuaries which allows people to squeeze as much income as possible from…
Do you have more credit card rewards than retirement accounts?
Do you have more credit card rewards than retirement accounts? If so, you are not alone; actually more Americans are enrolled in at least one credit card rewards program than are enrolled in any kind of retirement plan. A recent survey…
Medicare Advantage plans to integrate ride-sharing services
Last week the Centers for Medicare and Medicaid Services (CMS) said it was “reinterpreting the standards for health-related supplemental benefits in the Medicare Advantage program to include additional services that increase health and improve quality of life.” This new rule…
Should you use 401(k) instead of Roth?
Anyone saving for retirement has probably had to decide whether or not to save in a Roth account or a traditional retirement account. Most experts recommend that you save in a Roth account if you expect to have a higher…
National Social Security Month Shines a Light on Our Online Services
(Source – blog.ssa.gov) In April, we celebrate National Social Security Month, and highlight our agency’s mission and purpose. We’re with you throughout life’s journey — from birth, to marriage, and into retirement — and we’re always searching for ways to…
If you retire early, do you know how much your Social Security benefits will be reduced?
If you retire early, do you know how much your Social Security benefit will be reduced? So before you decide to start taking your benefits, it’s important to determine what your benefit amount would be if you’ve reached your full…
What are your expectations of Social Security?
For most of those entering their golden years, Social Security will be an extremely important part of their income. And unfortunately, due to lack of savings, far too many may find that Social Security represents more than half of their retirement…
National Social Security Month: What you should do
The Social Security Administration (SSA) has declared April to be National Social Security Month, and has placed a special focus on the program and what you should be doing to ensure that you know all you need to know about…
Social Security will be there for the younger generation
With all of the press coverage about a looming “bankruptcy” of Social Security, it’s no wonder that the younger generation – the so called millennials – don’t believe the program will benefit them when it comes time for them to…