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A costly mistake for many Medicare Advantage enrollees
A recent study by a leading healthcare system found that people on Medicare Advantage plans are not utilizing dental and vision supplemental benefits provided by their health plan. One of the major draws for a Medicare recipient to choose a…
Key Checkpoint Questions for Those Thinking About Claiming Benefits
Aging into Social Security eligibility face a considerable amount of research if they want to make the best decisions for their situation. A quick internet search on the topic will provide an enormous amount of material on what you need…
AI and Retirement Planning: Are the models ready for use?
The rapid evolution of Artificial Intelligence (AI), with its standard definition of “computer systems designed to perform tasks that typically require human intelligence,” might appear to be a reasonable path for some seeking to create a plan for their future…
Social Security’s Rule Changes–A Bit of a Bouncing Ball
If you’ve been trying to stay up to date on the administrative changes being made at the Social Security Administration over the past few months, you know that it’s been kind of chaotic. The effective dates for some of the…
2026 COLA Watch: Another revision
Although, it’s way too early to focus on what the January 2026 Social Security cost-of-living adjustment (COLA) might be, some organizations are tracking the inflation numbers and using them as a reference point to forecast what might happen when the…
The Pros and Cons of Privatization for Social Security
Changing the investment strategy for Social Security from its present form to private investment is a thought that has routinely surfaced in the past. While many champion it as a solution to the relatively meager returns realized over past decades,…
Social Security is Changing…Here Are Some Thoughts on How to Keep Ahead of What’s Happening
As noted in an earlier article today, some pretty significant changes have been implemented so far this year in the world of Social Security. And if you read between the lines, you’ll no doubt realize that there’s more to come…much…
The Changing Social Security Landscape (At Least So Far this Year)
No matter the news service you follow to stay current, you’ve seen a steady stream of updates, warnings, and forecasts about Social Security changes unfolding under the Trump Administration. Some of the rhetoric addresses the President’s plans to fulfill the…
Social Security’s “Effective” Date Conundrum Explained
For those of you just beginning to look seriously at claiming Social Security benefits, you’ll quickly realize that there are not only many rules associated with this step, but certain idiosyncrasies as well. One of the more esoteric of these…
Critical Details to Know About Spousal Benefits
Anyone approaching Social Security eligibility faces several key decision points, most of which have long-term implications for their later years. Couples reaching this stage have a specific set of parameters they need to understand clearly, from determining eligibility to assessing…