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Scammers impersonate the Social Security Administration
(Source: Federal Trade Commission) Your Social Security number is an important key for an identity thief. Scammers want it, and they think of all sorts of ways to trick you into giving it away. Here at the Federal Trade Commission, we’re…
Middle-Income and Risk-Averse? Here Are Some Strategies to Consider for Retirement Planning
It sometimes seems that the low- and high-ends of the financial spectrum get most of the attention when it comes to financial planning for retirement. But what about the large block of folks in the middle–those in the middle income…
Spousal Benefits and Remarriage–Some Points to Consider
For divorced Scial Security recipients considering remarriage, it’s important to know the Social Security details and, of course, the rules. In an article by Karin Price Mueller posted on www.nj.com, the ways in which spousal benefits can be affected by remarriage are…
Thoughts on Filing for Benefits at Age 62
With age 62 remaining the most popular age at which to file for benefits (48% of all women and 42% of all men employ this strategy), those considering it need to know at least one basic fact. Your monthly benefit…
A Roadblock for Those Intending to Stay in the Workforce?
The concept of remaining in the workforce past the traditional retirement age is looking better and better to many folks, but there may be something in the way of this goal: age discrimination. This post by the folks at FedWeek…
The Case for Working Into Retirement
Despite the always-present problem of age-discrimination, there are sound reasons why career extension, as well as part-time work in retirement are important to both older people and the economy. Form reducing senior poverty to retaining technical skills in the workplace, America’s retirement…
Thoughts on the Security of Online mySSA Accounts
It seems like security breaches are constantly in the news, with compromised personal data leading the list of impacts on ordinary citizens. To the more than 34 million people dealing with the Social Security Administration electronically, this is really a big…
Further Discussion on the Impact of a Shutdown
We dodged a bullet on the most recent government shutdown exercise, bu the political clmate being what it is, it’s not unlikely that we won’t get to that point again. In a post today on tucson.com, columnist Tom Margenau takes a…
Looking Long-Range at Retirement? Here Are the New Considerations
Most people would think that maximizing investments and minimizing the impact of taxes are the key strategic moves to be made as they plan for retirement. While these are certainly important points to consider, the demographic and systemic changes that have occurred…
The Importance of Diligence in Re-evaluating Retirement Savings Strategies
In the wake of recent tax reform legislation, a consistent thought seems to have emerged–be proactive in examining and re-evaluating the effectiveness of your retirement savings strategies. Although the final bill signed into law by President Trump really didn’t have…