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Working while collecting, spousal benefits, and delayed retirement credits
Larry Kotlikoff is a well known author of Social Security advice articles which he publishes as an “Ask Larry” column via various media outlets. In this article appearing at Forbes.com, Mr. Kotlikoff answers questions about working while collecting Social Security,…
Waiting for Social Security until new Medicare number received
There’s been a fair amount of publicity surrounding the new Medicare numbers which will start appearing on reissued cards in April of 2018 and continue to transition until early 2019. The purpose of this change is to mitigate the security…
For new retirees who plan to keeping working
If this is the year you are planning to apply for Social Security benefits and you haven’t yet reached your “full retirement age”, you should pay careful attention to the fact that if you continue to work there is a…
Are you saving enough for retirement?
There have been many articles recently about the state of retirement savings in America, nearly all of them suggesting that most American’s retirement savings efforts are woefully short of what they will need to retire comfortably. In this Washington Post article by…
Is your retirement plan on target?
All financial advisors will tell you that the most important thing you can do to secure a comfortable retirement is to plan ahead, and then monitor that plan to make sure you’ll achieve your goal. But how do you monitor…
Online tools put your Social Security data at your fingertips
In today’s electronic age, accessing information online is both vogue and extremely efficient. The Social Security Administration long ago recognized how much more efficient it would be for all program participants to be able to access their information online, and…
Will working an extra year mean a lot bigger benefit?
Everyone wants a bigger Social Security check, but some ponder the question of whether retiring now is a good choice, or if waiting another year to apply for Social Security would make much of a difference in their benefit. In this…
Want more Social Security in the future? Here’s what to do now
Sure, when you haven’t yet reached the point in life that you start thinking about Social Security, it’s sometimes hard to worry about things so far into the future. But since so many American seniors rely so heavily on Social Security…
How to salvage your retirement
More than 40 percent of baby boomers have no money in a retirement plan like an IRA or 41(k) according to a recent survey by Comet. However, the good news is that you can still salvage your retirement and still…
How to boost or stretch your retirement income
Many of us obsess about reaching a certain retirement savings number; however, the reality is that retiring comfortably isn’t necessarily about how money you have in savings, but how much sustainable income you have from all your income sources. The…