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Greatest fear for pre-retirees: Running out of money
Running out of money during retirement is the greatest fear for more than 40 percent of pre-retirees. Two-thirds of older Americans are actually more afraid of spending their retirement stash than they are of dying. To avoid running out of…
Should you claim Social Security benefits at 62?
Should you claim your Social Security benefits at 62? Before you make the decision to claim Social Security benefits, it is important to understand how early claiming will affect your cash flow in retirement Read article here… Notice: The link provided in the…
Using simple math to help you decide when to claim Social Security
Your Social Security monthly income is permanently affected by the age at which you begin receiving benefits, so you’ll want to be strategic about when you get your first check. The attached article uses simple math to help you decide…
The clock is ticking
When you reach age 70 1/2, the IRS requires you to start taking distributions (required minimum distributions or RMDs) from your traditional IRAs and if you don’t withdraw at least as much money as the agency demands, you will be…
Outliving Your Retirement Savings
The good news is we are living longer; the bad news is today’s workers are struggling to save enough money for retirement. Will you have enough retirement savings to provide for yourself if you live longer than expected? Outliving your…
Misconceptions About Social Security
The Social Security program is often misunderstood. The more you know about Social Security, the better equipped you’ll be to make the correct decisions for you and your family. The attached article reviews five misconceptions about Social Security that could…
The Healthiest Communities for Retirement
Retiring in the right place can ensure a happy and healthy experience in the latter stage of life. So finding a safe and healthy community for retirement can enhance the quality of life. In the attached article list the healthiest communities…
Medicare Advantage members originated through an employer-group health plan is growing
As of December 1, 2017, total Medicare Advantage (MA) membership stood at over 20 million, representing approximately 35 percent of the 60 million Americans eligible for Medicare. Nineteen percent of the total Medicare Advantage members originated through an employer-group health…
Army Ceases the Drawdown
When the Army needs to downsize the force, one of the most effective tools is to allow more senior solders to retire before the 20-year mark. In a December 15 directive, Army Secretary Mark Esper has canceled temporary early retirement…
Total US retirement assets
At the end of September 2017, retirement assets accounted for 35 percent of all household financial assets in United States. The attached article breaks down the types of retirement assets. Read article here… Notice: The link provided in the text above connects…