Latest News
Social Security has financial issues, but there’s a silver lining too
There has certainly been a fair amount written about Social Security’s future financial issues, and there are sure no shortage of opinions about both the cause and the potential cure. In this article appearing at madison.com, Sean Williams opines about Social…
Don’t make this major retirement mistake
Emergencies have a way of cropping up in life, but how you handled them can have a pretty big impact on your future retirement, especially if you plan to raid that tempting sum of cash sitting in your 401(k) account.…
Plan to take Social Security next year? Read this first
As you make your plans for the coming year, you may be thinking that starting your Social Security benefits is a wise thing to do. Be aware that once you file for benefits, the amount you’ll be getting is pretty…
The Social Security Trust Funds: Will they last?
Although some people believe that payroll taxes they pay are deposited into a fund and held especially for them, the reality is that all revenues are deposited into special Trust Funds from which benefits are paid to about 62 million…
What will my Social Security be if I earn $100,000 now?
Even if you’re earning a six figure salary now, you may be surprised to see how Social Security will fit into your future retirement plans. That’s because your Social Security benefit isn’t based only on what you make in the…
Traditional IRAs versus Roth IRAs
In Todd Campbell’s article, he explains why he prefers traditional IRAs to Roth IRAs and why you’ll need to do your homework to make a better informed decision that fits your situation. Read his article here… Notice: The link provided…
Planning strategies that apply for survivors
In Bill Jones’ article, he reviews important planning strategies that apply for survivors who are between the ages of 60 (50 if disabled) and 70. Read article here… Notice: The link provided in the text above connects readers to the full content…
Greatest fear for pre-retirees: Running out of money
Running out of money during retirement is the greatest fear for more than 40 percent of pre-retirees. Two-thirds of older Americans are actually more afraid of spending their retirement stash than they are of dying. To avoid running out of…
Should you claim Social Security benefits at 62?
Should you claim your Social Security benefits at 62? Before you make the decision to claim Social Security benefits, it is important to understand how early claiming will affect your cash flow in retirement Read article here… Notice: The link provided in the…
Using simple math to help you decide when to claim Social Security
Your Social Security monthly income is permanently affected by the age at which you begin receiving benefits, so you’ll want to be strategic about when you get your first check. The attached article uses simple math to help you decide…