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Having a good plan for retirement income
You need a good plan for retirement income because no one wants to run out of money in retirement. In the attached article outlines three most important income factors to base your plan on. Read article here… Notice: The link provided…
Beware of bogus phone calls from scammers posing as Social Security personnel
According to the Ulster County District Attorney’s Division of Consumer Affairs, the Social Security Administration has received reports about citizens receiving unsolicited phone calls from individuals posing as Social Security employees. Read article here… Notice: The link provided in the text…
Get to Know Your Social Security
(Source – blog.socialsecurity.gov) Social Security touches the lives of nearly every American. We’ve been with you from day one, when your parents applied for your Social Security number, and we are with you from your first job through your retirement…
Making your retirement a happy one
Not to burst your bubble if you’re approaching retirement, but it seems that most who are in the post-working part of their lives have found at least some disappointment in their retirement lifestyle. But for you, it’s not too late…
Working longer is key to retirement security
Most financial planners will harp on adequate savings as being the key to a secure retirement. There can be no argument that the more you have saved the more secure your retirement will be, but the fact that by far the…
The importance of health in deciding when to take Social Security
The longer you wait, the more you get. That’s a pretty general rule describing what to think about when deciding when to take your Social Security benefits. In fact, claiming as soon as you’re eligible at age 62 could mean your…
Will your Social Security check change next year?
There’s been a lot of publicity about the forthcoming 2% cost of living adjustment (COLA) that will affect 10’s of millions of Social Security recipients in 2018. And when you think of a cost of living adjustment, you might also…
How home equity fits in your retirement plan
Equity in their home is usually one of the most significant assets for anyone entering their retirement years, followed by their Social Security benefit and any investment savings they have managed to accumulate during their lifetime. But far too often,…
A facetious account of the Social Security COLA increase
By now, most beneficiaries have gotten a letter from Social Security about the exciting 2% cost of living increase they’re about to get, but had that excitement immediately dampened by the next sentence in the letter which informs them that their…
Ask Larry: About misinformation from Social Security staff and other things
Laurence Kotlikoff is a syndicated writer of the “Ask Larry” column, which answers questions from readers about Social Security. In this column Larry answers several questions, including ones about misinformation given to a reader by SSA staff on divorced spousal…