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Don’t be afraid to retire. It can be wonderful!
Those approaching retirement can conjure up all kinds of emotions, ranging from joy and happy anticipation to fear and anxiety over not having that work-life to govern their days. In this article by Mike Causey at Federal News Radio, he…
Making your Social Security check bigger
So who wouldn’t want a bigger Social Security check? The answer, of course, is no one. But why then do so many people claim their benefits in such a way as to get less than they could? While sometimes claiming…
Make sure you’re financially ready before deciding to retire
Once you make the decision to step across the threshold into your so called golden years, you’ll find it pretty difficult to go back, so it’s crucial that you make sure you’ll be able to live comfortably. Living comfortably means…
Shedding light on Medicare’s mysteries
Considering that Medicare covers nearly every American senior citizen over the age of 65, it’s surprising how few people actually know how the program works, what it does and doesn’t cover, the difference between Medicare and Medicaid, and a variety…
What was learned from the Equifax data breach?
While certainly only one of many hacks which compromised consumer data, the Equifax breach was monumental in terms of the number of consumers affected and the amount of personal data stolen. So what, if anything, has been learned from this…
Managing taxation of your Social Security benefits
Many seniors are surprised to find that their Social Security benefits may be taxable if their retirement income exceeds certain thresholds set by the Internal Revenue Service. The thresholds - $25,000 for single filers and $32,000 for married filing jointly…
Don’t obsess on investment returns during retirement
When it comes to financial planning for your retirement, many advisors will discuss the returns you should be expecting on your investments. But focusing only on investment returns obscures the true lurking hidden risks which can upset your retirement comfort…
Secure your retirement by following these simple rules
With longevity steadily increasing, about 25% of today’s 65 year old’s can expect to live past age 90. That’s surely good news, but it also could mean decades of retirement for which a solid income stream will be needed. So…
Building a foundation for your retirement
Everyone knows that a home’s foundation is key to its ability to provide safe and secure living. Similarly the safety and security of your retirement years will very much depend upon the foundation you build for those years. The traditional…
Working while collecting Social Security may mean less Social Security and more taxes
With so many of those approaching retirement being short on savings for their golden years, it’s quite common to see people continuing to work well into their 60’s. But if you continue to work after you’ve started your Social Security…