Latest News
The disadvantages of claiming at 62
You can start receiving your Social Security retirement benefits as early as age 62. However, you are entitled to full benefits only when you reach your full retirement age. There are advantages and disadvantages to taking your benefits before your…
Stop pretending that nothing is happening to Social Security
How important is Social Security to the American seniors? According to a recent survey from The Senior Citizens League, “67 percent of seniors said they rely on Social Security for more than half their income.” Among Social Security beneficiaries age…
What You Should Know About Social Security if Your Spouse Passes Away
The death of a spouse is among the most stressful life events. Losing a spouse can be devastating both emotionally and financially. You can depend on us during this difficult time. Can I get surviving spouse benefits? When your spouse…
Future Retirees Looking More Toward Professional Guidance for Financial Planning
Perhaps it’s an example of how complex the matter of financial planning for retirement has become, or maybe it’s recognition of how educational institutions have dropped the ball on basic life-planning issues. Whatever the reason, it’s interesting to see that…
SSA Commissioner Details Plans for AI Deployment
In a piece related to today’s earlier “Latest News” post here, Selfemployed.com staff editor Emily Luderdale follows up on Social Security Commissioner Frank Bisignano’s recent public statements on the implementation of artificial intelligence (AI) concepts into the agency’s operations in…
Social Security Problems: AI to the Rescue?
The recent back-and-forth policy positions on field office contacts have created confusion for the Social Security Administration’s (SSA) customer base. At the same time, the roughly 400,000 callers each day continue to face hold times of more than an hour.…
Looking Ahead to Your Social Security Benefit
Whether you’re just looking at averages or have seen your forecasted benefit amount at full retirement age, you may have been surprised at the level of payment you’ll receive. The fact that Social Security is only intended, on average, to…
Grads: Social Security Will be There for You, But It Won’t Be Enough
Young folks stepping into a career aren’t likely to pay much attention to the other end of the spectrum…their retirement years. That’s a given, and besides, Social Security will be there when it’s needed, despite the hoopla about insolvency, benefit…
Heavy Traffic Ahead for Serniors Needing to Interact with Social Security Field Personnel
Several staff cuts, operational modifications, and procedural changes have been implemented by the Department of Government Efficiency (DOGE) to achieve cost savings across the Social Security spectrum. While that may produce the desired spending reductions, it will also exacerbate the…
Speculation on the Big, Beautiful Bill’s Impact on Seniors
What’s in it, what’s out of it? When will it pass? Which Senators oppose it? Which Senators support it? What changes will the Senate make? And so on. There is considerable confusion caused by the unknowns, especially given the public…